2042 Brandy Dr, Forest Hill, MD 21050 Property Records

Harford County property record for 2042 Brandy Dr, Forest Hill, MD 21050

Property Summary

Property Type	Townhouse
Details	3.5 ba · 1,774 sqft · built 1996
Lot Size	0.072 acres (3,142 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Feb 2019)
Tax Bill	$3,616 (2026)
Deeds & Mortgages	Jun 2022 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-301729`

Property Details

APN / Parcel Number

Primary APN	`03-301729`
Alternative APNs	`3301729` `301729`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,774 sqft Total Area
Basement Area	600 sqft
Finished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	3,142 sqft (0.072 acres)
Garage Type	Built-in
Garage Area	228 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	60 sqft
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	301729
Street Address	2042 BRANDY DR
City	FOREST HILL
State	MD
Zip	21050-3168
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R2
Legal Description	LT 299 3142 SF 2042 BRANDY DRIVE ROSEFIELDS S8 PT 84/90
Legal Subdivision	PLAT NP 3 ROSEFIELDS AT FOREST LAKES
Legal Lot Number	299
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	2
Census Block	2003
Census Tract	303204

Owner

2042 Brandy Dr, a townhouse, is owned and occupied by an individual who bought it in February 2019.

Source: Harford County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	2042 BRANDY DR, FOREST HILL, MD 21050-3168
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Dec 30, 2019	Deed of Trust, Mortgage · FHA Mortgage E MORTGAGE MANAGEMENT LLC
Feb 19, 2019	Grant Deed, Transfer · FHA Mortgage PARKSIDE LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2019 · Amount on File
Deed Sale	Feb 19, 2019 · Amount on File
Prior Sale	May 13, 2016 · Amount on File
Deed Book / Page	13159 / 451
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2042 BRANDY DR, FOREST HILL, MD 21050-3168
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2042 BRANDY DR, FOREST HILL, MD 21050-3168

Mortgage

Document Number	0155530325
Date	Jun 14, 2022
Book Page	15553/325

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	356 Months
Due	Feb 1, 2052

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2042 BRANDY DR, FOREST HILL, MD 21050-3168
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	FREESTATE TTL CONSULTANTS LL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0136140329
Date	Dec 30, 2019
Book Page	13614/0329

Lender

Name	E MORTGAGE MANAGEMENT LLC
Type	Mortgage Company
Address	CHERRY HILL, NJ 08002

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Oct 1, 2049

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HARFORD MD
Recording Date	Feb 19, 2019
Property Address	2042 BRANDY DR, FOREST HILL, MD 21050-3168
Document Number	0131590451
Book / Page	013159 / 000451
Instrument Date	Jan 31, 2019
Transaction Type	Transfer
Record Updated	Mar 1, 2019
Title Company	CERTIFIED TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	2042 BRANDY DR FOREST HILL MD 210503168, FOREST HILL, MD 21050-3168

Mortgage

Document Number	131590457
Date	Feb 19, 2019
Book Page	013159/000457

Lender

Name	PARKSIDE LNDG
Address	SAN FRANCISCO, CA 94102

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 18, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 2042 Brandy Dr was $3,616, up 6.1% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,616.00 (+6.07%)	$331,833	$362,700 Land $82,000 Building $280,700
2025	$3,409.00
2023		$309,333	$316,400 Land $82,000 Building $234,400
2022	$3,332.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2042 Brandy Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2042 Brandy Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: Armstrong.

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