2049 Brandy Dr, Forest Hill, MD 21050 Property Records

Harford County property record for 2049 Brandy Dr, Forest Hill, MD 21050

Property Summary

Property Type	Townhouse
Details	3 ba · 1,762 sqft · built 1999
Lot Size	0.085 acres (3,683 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,000 (Apr 2019)
Tax Bill	$3,543 (2026)
Deeds & Mortgages	Jun 2017 Line of Credit Apr 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-282988`

Property Details

APN / Parcel Number

Primary APN	`03-282988`
Alternative APNs	`3282988` `282988`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,762 sqft Total Area
Basement Area	550 sqft
Finished Basement	550 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	3,683 sqft (0.085 acres)
Deck Area	266 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	282988
Street Address	2049 BRANDY DR
City	FOREST HILL
State	MD
Zip	21050-3169
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R2
Legal Description	LOT 345 3683 SF 2049 BRANDY DRIVE ROSEFIELDS S8 PT 78/46
Legal Subdivision	ROSEFIELDS
Legal Lot Number	345
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	2
Census Block	2005
Census Tract	303204

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2049 BRANDY DR, FOREST HILL, MD 21050-3169
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2017	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL FCU OF MARYLAND
Apr 9, 2019	Grant Deed, Transfer UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE CO
Aug 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2019 · Amount on Record
Deed Sale	Apr 9, 2019 · Amount on Record
Prior Sale	May 18, 2010 · Amount on Record
Deed Book / Page	13217 / 401
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2049 BRANDY DR, FOREST HILL, MD 21050-3169
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0123790421
Date	Jun 12, 2017
Book Page	12379/0421
Instrument	12379-0421

Lender

Name	FIRST FINANCIAL FCU OF MARYLAND
Type	Credit Union
Address	LUTHERVILLE TIMONIUM, MD 21093

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HARFORD MD
Recording Date	Apr 9, 2019
Property Address	2049 BRANDY DR, FOREST HILL, MD 21050-3169
Document Number	0132170401
Book / Page	013217 / 000401
Instrument Date	Mar 29, 2019
Transaction Type	Transfer
Record Updated	Apr 17, 2019
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE CO

Transaction

Amount	Amount Recorded
Tax	$295.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2049 BRANDY DR FOREST HILL MD 210503169, FOREST HILL, MD 21050-3169

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2049 BRANDY DR, FOREST HILL, MD 21050-3169
Document Number	0129720434
Instrument Date	Aug 23, 2018
Transaction Type	Mortgage
Record Updated	Sep 14, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2049 BRANDY DR FOREST HILL MD 210503169, FOREST HILL, MD 21050-3169

Mortgage

Document Number	0129720434
Date	Sep 6, 2018
Book Page	012972/000434

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2048

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,543.00 (+6.65%)	$325,100 (+10.28%)	$345,700 (+9.82%) Land $87,000 Building $258,700
2025	$3,322.00 (+7.02%)
2023		$294,800	$314,800 Land $82,500 Building $232,300
2022	$3,104.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: Armstrong.

Cell Coverage

5G (outdoors only) and 4G LTE

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