2043 Brandy Dr, Forest Hill, MD 21050 Property Records

Harford County property record for 2043 Brandy Dr, Forest Hill, MD 21050

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,790 sqft · built 1999
Lot Size	0.07 acres (3,048 sqft)
Owner	Individual Name on Record
Last Sale	$169,000 (Aug 2002)
Tax Bill	$3,064 (2026)
Deeds & Mortgages	Mar 2026 Line of Credit Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-302199`

Property Details

APN / Parcel Number

Primary APN	`03-302199`
Alternative APNs	`3302199` `302199`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,790 sqft Total Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	3,048 sqft (0.07 acres)
Garage Type	Built-in
Garage Area	228 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	302199
Street Address	2043 BRANDY DR
City	FOREST HILL
State	MD
Zip	21050-3169
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R2
Legal Description	LT 342 3048 SF 2043 BRANDY DRIVE ROSEFIELDS S8 PT 84/90
Legal Subdivision	ROSEFIELDS
Legal Lot Number	342
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	2
Census Block	2005
Census Tract	303204

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2043 BRANDY DR, FOREST HILL, MD 21050-3169
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2026	Deed of Trust, Mortgage · Line of Credit ABERDEEN PROVING GROUND FCU
Jun 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLORIDA CAPITAL BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2002 · Amount on Record
Deed Sale	Aug 23, 2002 · Amount on Record
Prior Sale	Sep 22, 1999 · Amount on Record
Deed Document Number	2002346
Deed Book / Page	4098 / 634
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2043 BRANDY DR, FOREST HILL, MD 21050-3169
Transaction Type	Mortgage
Record Updated	Apr 7, 2026
Title Company	GETZ TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2043 BRANDY DR, FOREST HILL, MD 21050-3169

Mortgage

Document Number	0170560346
Date	Mar 26, 2026
Book Page	17056/346

Lender

Name	ABERDEEN PROVING GROUND FCU
Type	Credit Union
Address	ABERDEEN, MD 21001

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2043 BRANDY DR, FOREST HILL, MD 21050-3169
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0147910002
Date	Jun 2, 2021
Book Page	14791/2

Lender

Name	FLORIDA CAPITAL BANK NA
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2036

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,064.00 (+5.66%) Homeowner's exemption	$281,167 (+4.56%)	$305,700 (+13.69%) Land $82,000 Building $223,700
2025	$2,900.00 (+2.11%) Homeowner's exemption	$268,900 (+2.1%) Land $82,000 Building $186,900	$268,900 (-) Land $82,000 Building $186,900
2023		$263,367	$268,900 Land $82,000 Building $186,900
2022	$2,840.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: Armstrong.

Cell Coverage

5G (outdoors only) and 4G LTE

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