2039 Brandy Dr, Forest Hill, MD 21050 Property Records

Harford County property record for 2039 Brandy Dr, Forest Hill, MD 21050

Property Summary

Property Type	Townhouse
Details	3.5 ba · 1,838 sqft · built 1996
Lot Size	0.087 acres (3,777 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Apr 2020)
Tax Bill	$3,444 (2025)
Deeds & Mortgages	May 2023 Line of Credit Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-302172`

Property Details

APN / Parcel Number

Primary APN	`03-302172`
Alternative APNs	`3302172` `302172`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,838 sqft Total Area
Basement Area	500 sqft
Finished Basement	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	3,777 sqft (0.087 acres)
Garage Type	Built-in
Garage Area	228 sqft
Parking Spaces	1 Parking Space
Deck Area	400 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	302172
Street Address	2039 BRANDY DR
City	FOREST HILL
State	MD
Zip	21050-3170
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R2
Legal Description	LT 340 3777 SF 2039 BRANDY DRIVE ROSEFIELDS S8 PT 84/90
Legal Subdivision	ROSEFIELDS
Legal Lot Number	340
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	2
Census Block	2005
Census Tract	303204

Owner

Source: Harford County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2039 BRANDY DR, FOREST HILL, MD 21050-3170
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2023	Deed of Trust, Mortgage · Line of Credit ABERDEEN PROVING GROUND FCU
Apr 10, 2020	Deed, Transfer · Conventional Mortgage ABERDEEN PROVING GROUND FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2020 · Amount on Record
Deed Sale	Apr 10, 2020 · Amount on Record
Prior Sale	Nov 30, 2015 · Amount on Record
Deed Book / Page	13787 / 379
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2039 BRANDY DR, FOREST HILL, MD 21050-3170
Transaction Type	Mortgage
Record Updated	May 17, 2023
Title Company	GETZ TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2039 BRANDY DR, FOREST HILL, MD 21050-3170

Mortgage

Document Number	0158970409
Date	May 5, 2023
Book Page	15897/409

Lender

Name	ABERDEEN PROVING GROUND FCU
Type	Credit Union
Address	ABERDEEN, MD 21001

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Apr 10, 2020
Property Address	2039 BRANDY DR, FOREST HILL, MD 21050-3170
Document Number	0137870379
Book / Page	13787 / 379
Map Reference	MB 84 FO 90
Instrument Date	Apr 6, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	GETZ TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0013787384
Date	Apr 10, 2020
Instrument	13787/384

Lender

Name	ABERDEEN PROVING GROUND FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$337,233 (+10.36%)	$358,700 (+9.86%) Land $87,000 Building $271,700
2025	$3,444.00 (+7.09%)
2023		$305,567	$326,500 Land $82,500 Building $244,000
2022	$3,216.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: Armstrong.

Cell Coverage

5G (outdoors only) and 4G LTE

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