20426 Lowe Davis Rd, Covington, LA 70435 Property Records

St. Tammany Parish property record for 20426 Lowe Davis Rd, Covington, LA 70435

Property Summary

Property Type	Single Family Home
Details	2,489 sqft · built 2009
Lot Size	1.57 acres (68,389 sqft)
Owner	Individual Name on Record
Last Sale	$420,000 (Jul 2021)
Tax Bill	$3,654 (2025)
Deeds & Mortgages	Jun 2016 Mortgage Jul 2021 Sale & Mortgage + 1 more
APN	`138-073-3687`

Property Details

APN / Parcel Number

Primary APN	`138-073-3687`
Alternative APNs	`1330733687` `128813`

Interior

Building Area	2,489 sqft Living Area

Exterior

Year Built	Built 2009
Lot Area	68,389 sqft (1.57 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1330733687
Street Address	20426 LOWE DAVIS RD
City	COVINGTON
State	LA
Zip	70435-5823
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.57 AC SEC 26 6 11 CB 918 39 INST NO 1024712 INS
Legal Range	11
Legal Township	06
Legal Section	26
Legal Subdivision	LOWE DAVIS RD (TD 38)
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	3
Census Block Group	1
Census Block	1032
Census Tract	40502

Owner

Source: St. Tammany Parish records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	20426 LOWE DAVIS RD, COVINGTON, LA 70435-5823
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2016	Deed of Trust, Mortgage · VA Mortgage GMFS LLC
Jul 15, 2021	Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC
Jun 6, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2021 · Amount on Record
Deed Sale	Jul 15, 2021 · Amount on Record
Prior Sale	Jun 6, 2019
Deed Document Number	2281342
Record Updated	Jun 8, 2026

June 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	20426 LOWE DAVIS RD, COVINGTON, LA 70435-5823
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002024106
Date	Jun 3, 2016
Instrument	2024106

Lender

Name	GMFS LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2046

Interest

Rate Type	Fixed Rate

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Jul 15, 2021
Property Address	20426 LOWE DAVIS RD, COVINGTON, LA 70435-5823
Document Number	0002281342
Instrument Date	Jul 13, 2021
Instrument	2281342
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	42337 JADESTONE AVE, PRAIRIEVILLE, LA 70769-6387

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20426 LOWE DAVIS RD, COVINGTON, LA 70435-5823

Mortgage

Document Number	0002281343
Date	Jul 15, 2021
Instrument	2281343

Lender

Name	SUMMIT FUNDING INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

June 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT TAMMANY LA
Recording Date	Jun 6, 2019
Property Address	20426 LOWE DAVIS RD, COVINGTON, LA 70435-5823
Document Number	0002159887
Instrument Date	May 21, 2019
Instrument	2159887
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,654.00 (-4.6%) Homeowner's exemption	$39,246 (-) Land $8,000 Building $31,246	$392,461 (-) Land $80,000 Building $312,461
2024	$3,830.00 (+22.48%) Homeowner's exemption	$39,246 (+23.51%) Land $8,000 Building $31,246	$392,461 (+23.51%) Land $80,000 Building $312,461
2023	$3,127.00 (-0.06%) Homeowner's exemption	$31,775 (-) Land $5,600 Building $26,175	$317,752 (-) Land $56,000 Building $261,752
2022	$3,129.00 Homeowner's exemption	$31,775 Land $5,600 Building $26,175	$317,752 Land $56,000 Building $261,752

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 116 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	116 in force
Nearby Flood Claims	53 (1978–2024)
Claims Outside the SFHA	30 of 53
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Aug 2016 · 6 claims Hurricane Katrina, Aug 2005 · 14 claims Tropical Storm Allison, Jun 2001 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 92% of Louisiana
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COVINGTON WATER SUPPLY serves 16,185 people · EPA ID LA1103011
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected May 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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