20405 Lowe Davis Rd, Covington, LA 70435 Property Records

St. Tammany Parish property record for 20405 Lowe Davis Rd, Covington, LA 70435 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	2,551 sqft · built 2005
Lot Size	1.12 acres (48,787 sqft)
Owner	Individual Name on File
Last Sale	$314,000 (Jan 2024)
Tax Bill	$3,925 (2025)
Deeds & Mortgages	Jun 2019 Mortgage Sep 2021 Mortgage + 3 more
APN	`138-806-3160`

Property Details

APN / Parcel Number

Primary APN	`138-806-3160`
Alternative APNs	`1338063160` `129871`

Interior

Building Area	2,551 sqft Living Area

Exterior

Year Built	Built 2005
Lot Area	48,787 sqft (1.12 acres)
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1338063160
Street Address	20405 LOWE DAVIS RD
City	COVINGTON
State	LA
Zip	70435-5824
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 25 26 35 36 6 11 MEAS 259.02 X 209.30 X 213.79 X 204.01 1.12 ACS
Legal Range	35
Legal Township	26
Legal Section	25
Legal Subdivision	LOWE DAVIS RD (TD 38)
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	3
Census Block Group	2
Census Block	2008
Census Tract	40502

Owner

Source: St. Tammany Parish records · APN 138-806-3160

Assessment roll updated October 15, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	20405 LOWE DAVIS RD, COVINGTON, LA 70435-5824
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2019	Deed of Trust, Mortgage · VA Mortgage TITAN MUTUAL LENDING INC
Sep 29, 2021	Deed of Trust, Mortgage · VA Mortgage TITAN MUTUAL LENDING INC
Nov 03, 2015	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK
Apr 21, 2008	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN BANK
Jan 17, 2024	Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 17, 2024 · Amount on Record
Deed Sale	Jan 17, 2024 · Amount on Record
Deed Document Number	2398009
Record Updated	Jun 08, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	20405 LOWE DAVIS RD, COVINGTON, LA 70435-5824
Transaction Type	Mortgage
Record Updated	Feb 06, 2026
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002160208
Date	Jun 10, 2019
Instrument	2160208

Lender

Name	TITAN MUTUAL LENDING INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2049

Interest

Rate Type	Fixed Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	20405 LOWE DAVIS RD, COVINGTON, LA 70435-5824
Transaction Type	Mortgage
Record Updated	Feb 06, 2026
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002293321
Date	Sep 29, 2021
Instrument	2293321

Lender

Name	TITAN MUTUAL LENDING INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2051

Interest

Rate Type	Fixed Rate

November 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	20405 LOWE DAVIS RD, COVINGTON, LA 70435-5824
Transaction Type	Mortgage
Record Updated	Feb 06, 2026
Title Company	NATION TITLE, NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002001817
Date	Nov 03, 2015
Instrument	2001817

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2045

Interest

Rate Type	Fixed Rate

April 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	20405 LOWE DAVIS RD, COVINGTON, LA 70435-5824
Transaction Type	Mortgage
Record Updated	Feb 06, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001678178
Date	Apr 21, 2008
Instrument	1678178

Lender

Name	AMERICAN BANK
Type	Bank
Address	GREENBELT, MD 20770

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 01, 2038

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Jan 17, 2024
Property Address	20405 LOWE DAVIS RD, COVINGTON, LA 70435-5824
Document Number	0002398009
Instrument Date	Dec 17, 2023
Instrument	2398009
Transaction Type	Transfer
Record Updated	Feb 06, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: St. Tammany Parish records · Assessment roll updated October 15, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,925.00 (+22.31%)	$34,102 (-) Land $5,000 Building $29,102	$341,019 (-) Land $50,000 Building $291,019
2024	$3,209.00 (+9.56%) Homeowner's exemption	$34,102 (+12.76%) Land $5,000 Building $29,102	$341,019 (+12.76%) Land $50,000 Building $291,019
2023	$2,929.00 (-0.1%) Homeowner's exemption	$30,243 (-) Land $5,000 Building $25,243	$302,430 (-) Land $50,000 Building $252,430
2022	$2,932.00 Homeowner's exemption	$30,243 Land $5,000 Building $25,243	$302,430 Land $50,000 Building $252,430

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 221030405022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 62 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	10 (1995–2009)
Claims Outside the SFHA	5 of 10
Most Recent Claim	Dec 2009, rainfall accumulation
Claims By Storm	Hurricane Katrina, Aug 2005 · 4 claims

Wildfire

Wildfire Risk	High above 72% of the US · above 92% of Louisiana
Wildfire Likelihood	About 1 in 304 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 78 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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