St. Tammany Parish property record for 20484 Lowe Davis Rd, Covington, LA 70435
| Property Type | Single Family Home |
|---|---|
| Details | 3,984 sqft · built 1985 |
| Lot Size | 8.98 acres (391,604 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,856 (2025) |
| Deeds & Mortgages | Sep 2017 Mortgage Feb 2019 Mortgage + 5 more |
| APN | 138-073-2699 |
| Primary APN | 138-073-2699 |
|---|---|
| Alternative APN |
|
| Building Area | 3,984 sqft Living Area |
|---|
| Year Built | Built 1985 |
|---|---|
| Lot Area | 391,604 sqft (8.98 acres) |
| Street Address | 20484 LOWE DAVIS RD |
|---|---|
| City | COVINGTON |
| State | LA |
| Zip | 70435-5823 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 8.99 ACS M/L BEING 7.5 ACS BEING L0TS 4 5 7 CB 858 359 & 2.03 ACS SEC 26 6 11 CB 1112 430 CB 1317 933 CB 1463 133 INST NO 966 |
| Legal Subdivision | LOWE DAVIS RD (TD 38) |
| Jurisdiction | SAINT TAMMANY LA |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 40502 |
Source: St. Tammany Parish records, as of February 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20484 LOWE DAVIS RD, COVINGTON, LA 70435-5823 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 14, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FLORIDA PARISHES BANK |
| Feb 6, 2019 | Deed of Trust, Mortgage · Conventional Mortgage IBERIABANK |
| Feb 11, 2015 | Deed of Trust, Mortgage · Conventional Mortgage FLORIDA PARISHES BANK |
| Mar 23, 2012 | Deed of Trust, Mortgage GULF COAST BANK & TRUST CO |
| Oct 5, 2015 | Deed of Trust, Mortgage · Conventional Mortgage GULF COAST BANK & TRUST CO |
| Mar 9, 2015 | Deed of Trust, Mortgage · Stand-Alone First Mortgage GULF COAST BANK & TRUST CO |
| Jan 28, 2010 | Deed of Trust, Mortgage · Conventional Mortgage OMNI BANK |
| Deed Names | Name on Deed |
|---|---|
| Deed Document Number | 966728 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 20484 LOWE DAVIS RD, COVINGTON, LA 70435-5823 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0002079196 |
|---|---|
| Date | Sep 14, 2017 |
| Instrument | 2079196 |
| Name | FLORIDA PARISHES BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 20484 LOWE DAVIS RD, COVINGTON, LA 70435-5823 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Title Company | STONE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0002145539 |
|---|---|
| Date | Feb 6, 2019 |
| Instrument | 2145539 |
| Name | IBERIABANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 20484 LOWE DAVIS RD, COVINGTON, LA 70435-5823 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Title Company | STONE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0001970733 |
|---|---|
| Date | Feb 11, 2015 |
| Instrument | 1970733 |
| Name | FLORIDA PARISHES BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 10, 2025 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 20484 LOWE DAVIS RD, COVINGTON, LA 70435-5823 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001849155 |
|---|---|
| Date | Mar 23, 2012 |
| Instrument | 1849155 |
| Name | GULF COAST BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | HARVEY, LA 70058 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 20484 LOWE DAVIS RD, COVINGTON, LA 70435-5823 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001998547 |
|---|---|
| Date | Oct 5, 2015 |
| Instrument | 1998547 |
| Name | GULF COAST BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 20484 LOWE DAVIS RD, COVINGTON, LA 70435-5823 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Title Company | CRESCENT TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0001973377 |
|---|---|
| Date | Mar 9, 2015 |
| Instrument | 1973377 |
| Name | GULF COAST BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 20484 LOWE DAVIS RD, COVINGTON, LA 70435-5823 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001756676 |
|---|---|
| Date | Jan 28, 2010 |
| Instrument | 1756676 |
| Name | OMNI BANK |
|---|---|
| Address | METAIRIE, LA 70002 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2040 |
Source: St. Tammany Parish assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Tammany Parish |
| Unified School District | St. Tammany Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,856.00 (-4.55%) Homeowner's exemption | $40,993 (-) Land $1,288 Building $39,705 | $409,922 (-) Land $12,877 Building $397,045 |
| 2024 | $4,040.00 (+19.14%) Homeowner's exemption | $40,993 (+21.22%) Land $1,288 Building $39,705 | $409,922 (+21.22%) Land $12,877 Building $397,045 |
| 2023 | $3,391.00 (-0.06%) Homeowner's exemption | $33,817 (-) Land $1,288 Building $32,529 | $338,170 (-) Land $12,880 Building $325,290 |
| 2022 | $3,393.00 Homeowner's exemption | $33,817 Land $1,288 Building $32,529 | $338,170 Land $12,880 Building $325,290 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 116 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 116 in force |
| Nearby Flood Claims | 53 (1978–2024) |
| Claims Outside the SFHA | 30 of 53 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 92% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COVINGTON WATER SUPPLY serves 16,185 people · EPA ID LA1103011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected May 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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