St. Tammany Parish property record for 20392 Lowe Davis Rd, Covington, LA 70435 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2,298 sqft · built 1984 |
| Lot Size | 4.48 acres (195,236 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $239,900 (Oct 2013) |
| Tax Bill | $2,192 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Apr 2018 Mortgage + 5 more |
| APN | 138-080-4991 |
| Primary APN | 138-080-4991 |
|---|---|
| Alternative APN |
|
| Building Area | 2,298 sqft Living Area |
|---|
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Lot Area | 195,236 sqft (4.48 acres) |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 20392 LOWE DAVIS RD |
|---|---|
| City | COVINGTON |
| State | LA |
| Zip | 70435-5814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4.482 ACS M/L SEC 26 6 11 CB 452 384 INST NO 1189754 INST NO 1261316 INST NO 1920064 |
| Legal Subdivision | LOWE DAVIS RD (TD 38) |
| Jurisdiction | SAINT TAMMANY LA |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 40502 |
Source: St. Tammany Parish records · APN 138-080-4991
Assessment roll updated February 6, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20392 LOWE DAVIS RD, COVINGTON, LA 70435-5814 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| May 26, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PELICAN STATE CREDIT UNION |
| Apr 02, 2018 | Deed of Trust, Mortgage · Conventional Mortgage IBERIABANK |
| Feb 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GMFS LLC |
| Mar 05, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PELICAN STATE CU |
| Jul 21, 2015 | Deed of Trust, Mortgage · Conventional Mortgage PACIFIC UNION FINANCIAL LLC |
| Nov 06, 2014 | Deed of Trust, Mortgage · FHA Mortgage PACIFIC UNION FINANCIAL LLC |
| Oct 16, 2013 | Cash Sale Deed, Transfer · FHA Mortgage VAN DYK MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 16, 2013 · Amount on Record |
| Deed Sale | Oct 16, 2013 · Amount on Record |
| Deed Document Number | 20131920064 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Recording Date | May 26, 2026 |
| Property Address | 20392 LOWE DAVIS RD, COVINGTON, LA 70435-5814 |
| Document Number | 0002492813 |
| Instrument Date | May 18, 2026 |
| Instrument | 20262492813 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 20392 LOWE DAVIS RD, COVINGTON, LA 70435-5814 |
| Document Number | 0002492813, |
|---|---|
| Date | May 26, 2026 |
| Instrument | 20262492813 |
| Name | PELICAN STATE CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 15, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.65% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 20392 LOWE DAVIS RD, COVINGTON, LA 70435-5814 |
| Transaction Type | Mortgage |
| Record Updated | Feb 06, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0002104225 |
|---|---|
| Date | Apr 02, 2018 |
| Instrument | 2104225 |
| Name | IBERIABANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 20392 LOWE DAVIS RD, COVINGTON, LA 70435-5814 |
| Transaction Type | Mortgage |
| Record Updated | Feb 06, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN |
| Name | Verified Name |
|---|
| Document Number | 0002253810 |
|---|---|
| Date | Feb 19, 2021 |
| Instrument | 2253810 |
| Name | GMFS LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 20392 LOWE DAVIS RD, COVINGTON, LA 70435-5814 |
| Transaction Type | Mortgage |
| Record Updated | Feb 06, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN |
| Name | Verified Name |
|---|
| Document Number | 0002256365 |
|---|---|
| Date | Mar 05, 2021 |
| Instrument | 2256365 |
| Name | PELICAN STATE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 01, 2041 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 20392 LOWE DAVIS RD, COVINGTON, LA 70435-5814 |
| Transaction Type | Mortgage |
| Record Updated | Feb 06, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001987999 |
|---|---|
| Date | Jul 21, 2015 |
| Instrument | 1987999 |
| Name | PACIFIC UNION FINANCIAL LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 20, 2045 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 20392 LOWE DAVIS RD, COVINGTON, LA 70435-5814 |
| Transaction Type | Mortgage |
| Record Updated | Feb 06, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0001961676 |
|---|---|
| Date | Nov 06, 2014 |
| Instrument | 1961676 |
| Name | PACIFIC UNION FINANCIAL LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2044 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Cash Sale Deed |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Recording Date | Oct 16, 2013 |
| Property Address | 20392 LOWE DAVIS RD, COVINGTON, LA 70435-5814 |
| Document Number | 0001920064 |
| Instrument Date | Oct 11, 2013 |
| Instrument | 1920064 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURAN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 401 GOLDEN LEAF CT, MADISONVILLE, LA 70447-3607 |
| Name | Verified Name |
|---|---|
| Address | 20392 LOWE DAVIS RD, COVINGTON, LA 70435-5814 |
| Document Number | 0001920065 |
|---|---|
| Date | Oct 16, 2013 |
| Instrument | 1920065 |
| Name | VAN DYK MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | GRAND RAPIDS, MI 49546 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2043 |
Source: St. Tammany Parish records · Assessment roll updated February 6, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Tammany Parish |
| Unified School District | St. Tammany Parish School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,192.00 (-4.57%) Homeowner's exemption | $26,544 (-) Land $5,096 Building $21,448 | $265,440 (-) Land $50,960 Building $214,480 |
| 2024 | $2,297.00 (+25.38%) Homeowner's exemption | $26,544 (+22.22%) Land $5,096 Building $21,448 | $265,440 (+22.22%) Land $50,960 Building $214,480 |
| 2023 | $1,832.00 (-0.05%) Homeowner's exemption | $21,719 (-) Land $5,096 Building $16,623 | $217,190 (-) Land $50,960 Building $166,230 |
| 2022 | $1,833.00 Homeowner's exemption | $21,719 Land $5,096 Building $16,623 | $217,190 Land $50,960 Building $166,230 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 221030405021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 116 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 116 in force |
| Nearby Flood Claims | 53 (1978–2024) |
| Claims Outside the SFHA | 30 of 53 |
| Most Recent Claim | Jan 2024, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | High above 72% of the US · above 92% of Louisiana |
|---|---|
| Wildfire Likelihood | About 1 in 304 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 78 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
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