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20416 Ardore Ln, Estero, FL 33928 Property Records

Lee County property record for 20416 Ardore Ln, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,367 sqft · built 2006
Lot Size0.172 acres (7,492 sqft)
Owner2 Individual Names on Record
Last Sale$389,340 (Aug 2018)
Tax Bill$5,001 (2025)
Deeds & MortgagesAug 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN29-46-26-E2-0100D.0340

Property Details

APN / Parcel Number

Primary APN29-46-26-E2-0100D.0340
Alternative APNs
  • 262946E20100D0340
  • 294626010000D0340
  • 10488179

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,367 sqft Living Area
Gross Area4,717 sqft
1st Floor Area1,247 sqft
Upper Floors Area1,350 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleColonial
Exterior MaterialConcrete Block
Roof TypeCathedral/Clerestory
Roof MaterialConcrete
Lot Area7,492 sqft (0.172 acres)
Garage TypeAttached
Garage Area632 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area392 sqft
PorchFlorida Room
Porch Area718 sqft
Patio Area378 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10488179
Street Address20416 ARDORE LN
CityESTERO
StateFL
Zip33928-6322
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD
Legal DescriptionBELLA TERRA UNIT ONE PB 77 PG 84 BLK D LOT 34
Legal Range26E
Legal Township46S
Legal Section29
Legal SubdivisionBELLA TERRA
Legal TractE2
Legal BlockD
Legal Lot Number34
Legal Unit1
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group5
Census Block5000
Census Tract50311

Owner

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20416 ARDORE LN, ESTERO, FL 33928-6322
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 2, 2018 · Amount on Record
Deed SaleAug 2, 2018 · Amount on Record
Prior SaleOct 27, 2015 · Amount on Record
Deed Document Number2018186359
Record UpdatedOct 29, 2026

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateAug 2, 2018
Property Address20416 ARDORE LN, ESTERO, FL 33928-6322
Document Number0000186359
Instrument DateAug 1, 2018
Instrument186359
Transaction TypeTransfer
Record UpdatedAug 14, 2018
Title CompanyHEIGHTS TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,725.38
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address20416 ARDORE LN ESTERO FL 339286322, ESTERO, FL 33928-6322

Mortgage

Document Number186362
DateAug 2, 2018
Instrument186362
Lender
NameBRANCH BK&TR
TypeBank
AddressWILSON, NC 27893
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 1, 2048

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$325,264 (+2.7%)$449,227 (-15.71%) Land $82,244 Building $366,983
2025$5,001.00 (+5.62%) Homeowner's exemption$316,713 (+5.99%)$532,964 (+9.22%) Land $92,863 Building $440,101
2023$4,735.00 (-0.59%) Homeowner's exemption$298,822 (+3%)$487,958 (+24.42%) Land $88,890 Building $399,068
2022$4,763.00 Homeowner's exemption$290,118$392,189 Land $83,095 Building $309,094

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 88 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies88 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 87% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLEE COUNTY UTILITIES
serves 282,556 people · EPA ID FL5364048
Water SourceSurface water
Last State InspectionApr 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hotwire Communications
Fiber		8,000 / 8,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

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