Lee County property record for 20431 Ardore Ln, Estero, FL 33928
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 3,077 sqft · built 2005 |
| Lot Size | 0.173 acres (7,536 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $371,800 (Jan 2006) |
| Tax Bill | $7,650 (2025) |
| Deeds & Mortgages | Feb 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-46-26-E3-0400E.0170 |
| Primary APN | 29-46-26-E3-0400E.0170 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 3,077 sqft Living Area |
| Gross Area | 3,795 sqft |
| 1st Floor Area | 2,277 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Ranch |
| Exterior Material | Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Concrete |
| Lot Area | 7,536 sqft (0.173 acres) |
| View / Lot | Lake |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 392 sqft |
|---|---|
| Porch | Florida Room |
| Porch Area | 277 sqft |
| Patio Area | 408 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 10504533 |
|---|---|
| Street Address | 20431 ARDORE LN |
| City | ESTERO |
| State | FL |
| Zip | 33928-6323 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | BELLA TERRA UNIT FOUR DESC IN PB 82 PGS 38-42 BLK E LOT 17 |
| Legal Range | 26E |
| Legal Township | 46S |
| Legal Section | 29 |
| Legal Subdivision | BELLA TERRA |
| Legal Tract | E3 |
| Legal Block | E |
| Legal Lot Number | 17 |
| Legal Unit | 4 |
| Jurisdiction | LEE FL |
| Township / Civil Division | BONITA SPRINGS |
| Census Block Group | 5 |
| Census Block | 5004 |
| Census Tract | 50311 |
20431 Ardore Ln is owned by a company that acquired it in December 2018.
Source: Lee County records, as of July 29, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 95 SEAWANHAKA AVE, LAKE GROVE, NY 11755-2521 |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 5, 2006 · Amount on File |
| Deed Sale | Jan 5, 2006 · Amount on File |
| Deed Document Number | 20064689 |
| Last Transfer Date | Dec 21, 2018 |
| Transfer Doc | 0000043121 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Feb 25, 2019 |
| Property Address | 20431 ARDORE LN, ESTERO, FL 33928-6323 |
| Document Number | 0000043121 |
| Instrument Date | Dec 21, 2018 |
| Instrument | 43121 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 95 SEAWANHAKA AVE LAKE GROVE NY 117552521, LAKE GROVE, NY 11755-2521 |
The 2025 property tax bill for 20431 Ardore Ln was $7,650.
Source: Lee County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Municipality | Estero Village |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $453,270 (+0.61%) Land $86,160 Building $367,110 | $453,270 (-13.26%) Land $86,160 Building $367,110 | |
| 2025 | $7,650.00 | $450,531 | $522,566 Land $97,708 Building $424,858 |
| 2023 | $6,738.00 (+8.94%) | $468,653 (+15.05%) Land $99,888 Building $368,765 | $468,653 (+15.05%) Land $99,888 Building $368,765 |
| 2022 | $6,185.00 | $407,336 Land $97,500 Building $309,836 | $407,336 Land $97,500 Building $309,836 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20431 Ardore Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 88 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 88 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20431 Ardore Ln is moderate, ranking above 46% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hotwire Communications Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: CenturyLink.
5G (outdoors only) and 4G LTE
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