20425 Ardore Ln, Estero, FL 33928 Property Records

Lee County property record for 20425 Ardore Ln, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,780 sqft · built 2006
Lot Size	0.174 acres (7,579 sqft)
Owner	2 Trust Names on File
Last Sale	$380,000 (Jun 2023)
Tax Bill	$6,308 (2025)
Deeds & Mortgages	May 2024 Transfer May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-46-26-E3-0100E.0160`

Property Details

APN / Parcel Number

Primary APN	`29-46-26-E3-0100E.0160`
Alternative APNs	`262946E30100E0160` `294626010000E0160` `10488229`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,780 sqft Living Area
Gross Area	3,320 sqft
1st Floor Area	1,388 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2007
Architectural Style	Colonial
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	7,579 sqft (0.174 acres)
View / Lot	Lake
Garage Type	Attached
Garage Area	473 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10488229
Street Address	20425 ARDORE LN
City	ESTERO
State	FL
Zip	33928-6323
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	BELLA TERRA UNIT ONE PB 77 PG 84 BLK E LOT 16
Legal Range	26E
Legal Township	46S
Legal Section	29
Legal Subdivision	BELLA TERRA
Legal Tract	E3
Legal Block	E
Legal Lot Number	16
Legal Unit	1
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	5
Census Block	5004
Census Tract	50311

Owner

20425 Ardore Ln is owner-occupied and held in a trust since June 2023.

Source: Lee County records, as of July 29, 2026

Owner of Record	2 Trust Names on File
Mailing Address	20425 ARDORE LN, ESTERO, FL 33928-6323
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 3, 2024	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
May 3, 2022	Warranty Deed, Transfer · Conventional Mortgage THE EQUITABLE MORTGAGE CORP
Nov 18, 2021	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2023 · Amount on File
Deed Sale	Jun 14, 2023 · Amount on File
Prior Sale	May 3, 2022 · Amount on File
Deed Document Number	2023208185
Prior Transfer Date	Oct 14, 2021
Prior Transfer Doc	0000380697
Record Updated	Sep 20, 2026

May 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LEE FL
Recording Date	May 3, 2024
Property Address	20425 ARDORE LN, ESTERO, FL 33928-6323
Document Number	0000126389
Map Reference	MB 77 PG 84
Instrument Date	Apr 29, 2024
Instrument	2024000126389
Transaction Type	Transfer
Record Updated	May 15, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20425 ARDORE LN, ESTERO, FL 33928-6323

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	20425 ARDORE LN, ESTERO, FL 33928-6323

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	May 3, 2022
Property Address	20425 ARDORE LN, ESTERO, FL 33928-6323
Document Number	0000148755
Map Reference	MB 77 PG 84
Instrument Date	Apr 22, 2022
Instrument	2022000148755
Transaction Type	Transfer
Record Updated	May 17, 2022
Title Company	PREMIER REPUTATION TITLE AGCY LLC, PREMIER REPUTATION TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,640.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9920 SPRINGLAKE CIR, 9920, ESTERO, FL 33928-6288

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	825 CORALBERRY DR, NORTH CHESTERFIELD, VA 23236-4814

Mortgage

Document Number	0000148756
Date	May 3, 2022
Instrument	2022000148756

Lender

Name	THE EQUITABLE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LEE FL
Recording Date	Nov 18, 2021
Property Address	20425 ARDORE LN, ESTERO, FL 33928-6323
Document Number	0000380697
Map Reference	MB 77 PG 84
Instrument Date	Oct 14, 2021
Instrument	2021000380697
Transaction Type	Transfer
Record Updated	Dec 1, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9788 SILVERCREEK CT, 9788, ESTERO, FL 33928-6290

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9920 SPRINGLAKE CIR, ESTERO, FL 33928-6288

Tax Assessment & Valuation

The 2025 property tax bill for 20425 Ardore Ln was $6,308 with a homeowner's exemption.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$428,317 (+2.7%)	$446,458 (+7.05%) Land $86,160 Building $360,298
2025	$6,308.00 Homeowner's exemption	$417,056 Land $97,708 Building $319,348	$417,056 Land $97,708 Building $319,348
2023	$6,402.00 (+5.8%) Homeowner's exemption	$426,228 (+19.29%) Land $100,511 Building $325,717	$426,228 (+19.29%) Land $100,511 Building $325,717
2022	$6,051.00	$357,309 Land $97,500 Building $259,809	$357,309 Land $97,500 Building $259,809

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20425 Ardore Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 88 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	88 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20425 Ardore Ln is moderate, ranking above 46% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ardore Ln

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