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20394 Ardore Ln, Estero, FL 33928 Property Records

Lee County property record for 20394 Ardore Ln, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,865 sqft · built 2005
Lot Size0.183 acres (7,971 sqft)
Owner2 Individual Names on Record
Last Sale$175,725 (Jun 2010)
Tax Bill$3,734 (2025)
Deeds & MortgagesMay 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN29-46-26-E2-0100D.0310

Property Details

APN / Parcel Number

Primary APN29-46-26-E2-0100D.0310
Alternative APNs
  • 262946E20100D0310
  • 294626010000D0310
  • 10488176

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,865 sqft Living Area
Gross Area3,464 sqft
1st Floor Area2,044 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2007
Architectural StyleRanch
Exterior MaterialConcrete Block
Roof TypeCathedral/Clerestory
Roof MaterialConcrete
Lot Area7,971 sqft (0.183 acres)
Garage TypeAttached
Garage Area468 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFlorida Room
Porch Area131 sqft
Patio Area821 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10488176
Street Address20394 ARDORE LN
CityESTERO
StateFL
Zip33928-6320
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD
Legal DescriptionBELLA TERRA UNIT ONE PB 77 PG 84 BLK D LOT 31
Legal Range26E
Legal Township46S
Legal Section29
Legal SubdivisionBELLA TERRA
Legal TractE2
Legal BlockD
Legal Lot Number31
Legal Unit1
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group5
Census Block5000
Census Tract50311

Owner

Source: Lee County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20394 ARDORE LN, ESTERO, FL 33928-6320
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 1, 2010 · Amount on Record
Deed SaleJun 1, 2010 · Amount on Record
Prior SaleDec 2, 2005 · Amount on Record
Deed Document Number2010136855
Record UpdatedJun 8, 2026

May 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLEE FL
Property Address20394 ARDORE LN, ESTERO, FL 33928-6320
Document Number0000143503
Instrument DateMay 21, 2018
Transaction TypeMortgage
Record UpdatedJul 6, 2018
Title CompanySERVICELINK LOAN MOD SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
Address20394 ARDORE LN ESTERO FL 339286320, ESTERO, FL 33928-6320

Mortgage

Document Number0000143503
DateJun 13, 2018
Instrument143503
Lender
NameFIFTH THIRD MTG
TypeMortgage Company
AddressCINCINNATI, OH 45227
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 12, 2048
Interest
Rate TypeAdjustable Rate
Rate4.25%

Tax Assessment & Valuation

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,734.00 (+5.69%) Homeowner's exemption$219,425 (+5.99%)$427,267 (+7.71%) Land $92,863 Building $334,404
2023$3,533.00 (+6.29%) Homeowner's exemption$207,030 (+14.32%)$396,673 (+24.42%) Land $94,579 Building $302,094
2022$3,324.00 Homeowner's exemption$181,093$318,830 Land $83,095 Building $235,735

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 88 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies88 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 87% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLEE COUNTY UTILITIES
serves 282,556 people · EPA ID FL5364048
Water SourceSurface water
Last State InspectionApr 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hotwire Communications
Fiber		8,000 / 8,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

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