204 W Summit St, Delphi, IN 46923 Property Records

Carroll County property record for 204 W Summit St, Delphi, IN 46923

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,380 sqft · built 1969
Lot Size	0.225 acres (9,801 sqft)
Owner	Individual Name on File
Last Sale	$165,400 (Nov 2019)
Tax Bill	$1,530 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-06-29-031-057.000-007`

Property Details

APN / Parcel Number

Primary APN	`08-06-29-031-057.000-007`
Alternative APNs	`00041015423` `0173105700`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,380 sqft Living Area
1st Floor Area	2,380 sqft
Family Room	Family Room

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	9,801 sqft (0.225 acres)
Lot Dimensions	172 ft deep x 57 ft wide
Garage Type	Detached
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00041015423
Street Address	204 W SUMMIT ST
City	DELPHI
State	IN
Zip	46923-1731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	017-31057-00 SOUTH DELPHI OP E 56.5' LOT 26
Legal Subdivision	SOUTH DELPHI
Legal Lot Number	26
Jurisdiction	CARROLL IN
Township / Civil Division	DEER CREEK
Census Block Group	3
Census Block	3044
Census Tract	959600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the South Delphi Historic District listed 2024 · 78 contributing resources · NRIS 100010027

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

204 W Summit St is owned and occupied by an individual who bought it in November 2019.

Source: Carroll County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	204 W SUMMIT ST, DELPHI, IN 46923-1731
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2022	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
Oct 6, 2020	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
Nov 21, 2019	Warranty Deed, Transfer · VA Mortgage AMERICAN MORTGAGE SERVICE CO
Sep 21, 2018	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2019 · Amount on File
Deed Sale	Nov 21, 2019 · Amount on File
Prior Sale	Aug 17, 2015 · Amount on File
Deed Document Number	20193484
Prior Transfer Date	Sep 21, 2018
Prior Transfer Doc	2018002972
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IN
Property Address	204 W SUMMIT ST, DELPHI, IN 46923-1731
Transaction Type	Mortgage
Record Updated	Sep 14, 2022
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 W SUMMIT ST, DELPHI, IN 46923-1731

Mortgage

Document Number	2022002766
Date	Aug 25, 2022
Instrument	2022002766

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IN
Property Address	204 W SUMMIT ST, DELPHI, IN 46923-1731
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 W SUMMIT ST, DELPHI, IN 46923-1731

Mortgage

Document Number	2020003297
Date	Oct 6, 2020
Instrument	2020003297

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARROLL IN
Recording Date	Nov 21, 2019
Property Address	204 W SUMMIT ST, DELPHI, IN 46923-1731
Document Number	2019003484
Map Reference	MB 3 PG 46
Instrument Date	Nov 5, 2019
Instrument	2019003484
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	SPRINGDALE TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 W SUMMIT ST, DELPHI, IN 46923-1731

Mortgage

Document Number	2019003485
Date	Nov 21, 2019
Instrument	2019003485

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

September 2018: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	CARROLL IN
Recording Date	Sep 21, 2018
Property Address	204 W SUMMIT ST, DELPHI, IN 46923-1731
Document Number	2018002972
Map Reference	MB 3 PG 46
Instrument Date	Sep 21, 2018
Instrument	2018002972
Transaction Type	Transfer
Record Updated	Dec 6, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 W SUMMIT ST, DELPHI, IN 46923-1731

Tax Assessment & Valuation

The 2025 property tax bill for 204 W Summit St was $1,530 with a homeowner's exemption, up 7.6% from the year before.

Source: Carroll County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Carroll County
County Subdivision	Deer Creek Township
Municipality	Delphi City
Unified School District	Delphi Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,530.00 (+7.59%) Homeowner's exemption	$212,200 Land $17,100 Building $195,100	$212,200 Land $17,100 Building $195,100
2024	$1,422.00
2023		$160,300 (+10.4%) Land $17,100 Building $143,200	$160,300 (+10.4%) Land $17,100 Building $143,200
2022	$988.00	$145,200 Land $15,500 Building $129,700	$145,200 Land $15,500 Building $129,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 204 W Summit St in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	13 (1985–2013)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Apr 2013 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 204 W Summit St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELPHI WATER WORKS serves 3,200 people · EPA ID IN5208002
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
On-Ramp Indiana Fixed Wireless	200 / 35

May also be available: Verizon.

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