129 W Summit St, Delphi, IN 46923 Property Records

Carroll County property record for 129 W Summit St, Delphi, IN 46923

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,343 sqft · built 1951
Lot Size	0.231 acres (10,062 sqft)
Owner	Individual Name on Record
Last Sale	$70,000 (May 2008)
Tax Bill	$1,387 (2025)
Deeds & Mortgages	Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-06-29-031-020.000-007`

Property Details

APN / Parcel Number

Primary APN	`08-06-29-031-020.000-007`
Alternative APNs	`01300706527` `0173102000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,343 sqft Living Area
1st Floor Area	2,335 sqft
Basement Area	992 sqft
Unfinished Basement	992 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	10,062 sqft (0.231 acres)
Lot Dimensions	112 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	01300706527
Street Address	129 W SUMMIT ST
City	DELPHI
State	IN
Zip	46923-1730
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	017-31020-00 SOUTH DELPHI OP SW2 LOT 13
Legal Subdivision	SOUTH DELPHI
Legal Lot Number	13
Jurisdiction	CARROLL IN
Township / Civil Division	DEER CREEK
Census Block Group	3
Census Block	3022
Census Tract	959600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the South Delphi Historic District listed 2024 · 78 contributing resources · NRIS 100010027

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Carroll County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	129 W SUMMIT ST, DELPHI, IN 46923-1730
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2008 · Amount on Record
Deed Sale	May 12, 2008 · Amount on Record
Prior Sale	Oct 30, 1998 · Amount on Record
Deed Document Number	20081678
Deed Book / Page	72 / 2541
Prior Transfer Date	Oct 12, 2007
Prior Transfer Doc	72/2542
Record Updated	Sep 20, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IN
Property Address	129 W SUMMIT ST, DELPHI, IN 46923-1730
Transaction Type	Mortgage
Record Updated	Jan 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017003826
Date	Dec 6, 2017
Instrument	2017003826

Lender

Name	INDUSTRIAL FCU
Type	Credit Union
Address	LAFAYETTE, IN 47905

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2033

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Carroll County
County Subdivision	Deer Creek Township
Municipality	Delphi City
Unified School District	Delphi Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,387.00 (+0.14%) Homeowner's exemption	$159,000 (+30.22%) Land $18,700 Building $140,300	$159,000 (+30.22%) Land $18,700 Building $140,300
2024	$1,385.00 (+26.48%)
2023		$122,100 (+11.51%) Land $18,700 Building $103,400	$122,100 (+11.51%) Land $18,700 Building $103,400
2022	$1,095.00 Homeowner's exemption	$109,500 Land $17,000 Building $92,500	$109,500 Land $17,000 Building $92,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	13 (1985–2013)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Apr 2013 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELPHI WATER WORKS serves 3,200 people · EPA ID IN5208002
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
On-Ramp Indiana Fixed Wireless	200 / 35

May also be available: Verizon.

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