128 W Summit St, Delphi, IN 46923 Property Records

Carroll County property record for 128 W Summit St, Delphi, IN 46923

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 2,072 sqft · built 1932
Lot Size	0.237 acres (10,323 sqft)
Owner	Company Name on Record
Last Sale	$180,880 (Mar 2026)
Tax Bill	$1,911 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Mar 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-06-29-031-040.000-007`

Property Details

APN / Parcel Number

Primary APN	`08-06-29-031-040.000-007`
Alternative APNs	`00380146868` `0173104000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,072 sqft Living Area
1st Floor Area	2,072 sqft
Attic	Attic
Attic Area	1,554 sqft

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Foundation Type	No Foundation
Roof Material	Other
Lot Area	10,323 sqft (0.237 acres)
Lot Dimensions	172 ft deep x 60 ft wide
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00380146868
Street Address	128 W SUMMIT ST
City	DELPHI
State	IN
Zip	46923-1729
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	017-31040-00 SOUTH DELPHI OP M3 LOT 25
Legal Subdivision	SOUTH DELPHI
Legal Lot Number	25
Jurisdiction	CARROLL IN
Township / Civil Division	DEER CREEK
Census Block Group	3
Census Block	3043
Census Tract	959600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the South Delphi Historic District listed 2024 · 78 contributing resources · NRIS 100010027

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Carroll County records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5924 AUBREY LN, LAFAYETTE, IN 47905-9303
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY
Mar 10, 2026	Personal Representative Deed, Transfer · Line of Credit AMERICAN HERITAGE LENDING INC
Nov 16, 2021	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2026 · Amount on Record
Deed Sale	Mar 10, 2026 · Amount on Record
Deed Document Number	2026667
Prior Transfer Date	Nov 15, 2021
Prior Transfer Doc	2021004258
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARROLL IN
Recording Date	Jul 6, 2026
Property Address	128 W SUMMIT ST, DELPHI, IN 46923-1729
Document Number	0000001887
Instrument Date	Jun 25, 2026
Instrument	20261887
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 W SUMMIT ST, DELPHI, IN 46923-1729

Mortgage

Document Number	0000001888,
Date	Jul 6, 2026
Instrument	20261888

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2026: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	CARROLL IN
Recording Date	Mar 10, 2026
Property Address	128 W SUMMIT ST, DELPHI, IN 46923-1729
Document Number	2026000667
Instrument Date	Feb 10, 2026
Instrument	2026000667
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Tax	$0.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1574 QUAIL GLEN CT, CARMEL, IN 46032-3453

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5924 AUBREY LN, LAFAYETTE, IN 47905-9303

Mortgage

Document Number	2026000668
Date	Mar 10, 2026
Instrument	2026000668

Lender

Name	AMERICAN HERITAGE LENDING INC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Mar 1, 2027

Interest

Change Frequency	Monthly

November 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	CARROLL IN
Recording Date	Nov 16, 2021
Property Address	128 W SUMMIT ST, DELPHI, IN 46923-1729
Document Number	2021004258
Instrument Date	Nov 15, 2021
Instrument	2021004258
Transaction Type	Transfer
Record Updated	Dec 6, 2021

Transaction

Tax	$0.00
Additional	Lis Pendens Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 W SUMMIT ST, DELPHI, IN 46923-1632

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Carroll County
County Subdivision	Deer Creek Township
Municipality	Delphi City
Unified School District	Delphi Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,911.00 (+12.68%)	$94,600 (+26.98%) Land $18,000 Building $76,600	$94,600 (+26.98%) Land $18,000 Building $76,600
2024	$1,696.00 (-11.8%)
2023		$74,500 (+11.03%) Land $18,000 Building $56,500	$74,500 (+11.03%) Land $18,000 Building $56,500
2022	$1,923.00	$67,100 Land $16,400 Building $50,700	$67,100 Land $16,400 Building $50,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	13 (1985–2013)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Apr 2013 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELPHI WATER WORKS serves 3,200 people · EPA ID IN5208002
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
On-Ramp Indiana Fixed Wireless	200 / 35

May also be available: Verizon.

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