Carroll County property record for 125 W Summit St, Delphi, IN 46923
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 3,570 sqft · built 1895 |
| Lot Size | 0.197 acres (8,581 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,406 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-06-29-031-021.000-007 |
| Primary APN | 08-06-29-031-021.000-007 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,570 sqft Living Area |
| 1st Floor Area | 2,677 sqft |
| Attic | Attic |
| Attic Area | 2,380 sqft |
| Basement Area | 297 sqft |
| Unfinished Basement | 297 sqft |
| Family Room | Family Room |
| Year Built | Built 1895 |
|---|---|
| Effective Year Built | Effective 1932 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 8,581 sqft (0.197 acres) |
| Lot Dimensions | 172 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 525 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 00428852609 |
|---|---|
| Street Address | 125 W SUMMIT ST |
| City | DELPHI |
| State | IN |
| Zip | 46923-1730 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 017-31021-00 SOUTH DELPHI OP MID 50' LOT 13 |
| Legal Subdivision | SOUTH DELPHI |
| Legal Lot Number | 13 |
| Jurisdiction | CARROLL IN |
| Township / Civil Division | DEER CREEK |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 959600 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the South Delphi Historic District listed 2024 · 78 contributing resources · NRIS 100010027 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Carroll County records, as of June 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 125 W SUMMIT ST, DELPHI, IN 46923-1730 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL IN |
| Property Address | 125 W SUMMIT ST, DELPHI, IN 46923-1730 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2022 |
| Name | Verified Name |
|---|---|
| Address | 125 W SUMMIT ST, DELPHI, IN 46923-1730 |
| Document Number | 2022003263 |
|---|---|
| Date | Oct 20, 2022 |
| Instrument | 2022003263 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 28, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Carroll County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Carroll County |
| County Subdivision | Deer Creek Township |
| Municipality | Delphi City |
| Unified School District | Delphi Community School Corporation (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,406.00 (-7.44%) Homeowner's exemption | $172,700 (+31.83%) Land $15,000 Building $157,700 | $172,700 (+31.83%) Land $15,000 Building $157,700 |
| 2024 | $1,519.00 (+27.75%) | ||
| 2023 | $131,000 (+11.49%) Land $15,000 Building $116,000 | $131,000 (+11.49%) Land $15,000 Building $116,000 | |
| 2022 | $1,189.00 Homeowner's exemption | $117,500 Land $13,600 Building $103,900 | $117,500 Land $13,600 Building $103,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 13 (1985–2013) |
| Claims Outside the SFHA | 7 of 13 |
| Most Recent Claim | Apr 2013 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DELPHI WATER WORKS serves 3,200 people · EPA ID IN5208002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| On-Ramp Indiana Fixed Wireless | 200 / 35 |
May also be available: Verizon.
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