204 Thorn Brook Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 204 Thorn Brook Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,860 sqft · built 2020
Lot Size	0.191 acres (8,320 sqft)
Owner	Individual Name on Record
Last Sale	$336,954 (Aug 2020)
Tax Bill	$5,018 (2025)
Deeds & Mortgages	May 2021 Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T180300095`

Property Details

APN / Parcel Number

Primary APN	`T180300095`
Alternative APN	`2-0144-C574-00-0067.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,860 sqft Living Area
Basement Area	1,400 sqft

Exterior

Year Built	Built 2020
Exterior Material	Stone
Lot Area	8,320 sqft (0.191 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	T180300095
Street Address	204 THORN BROOK DR
City	O FALLON
State	MO
Zip	63366-4975
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROOKSIDE VLG A #2-C LOT 67
Legal Range	02E
Legal Township	47N
Legal Subdivision	BROOKSIDE VLG A #2-C
Legal Lot Number	67
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2024
Census Tract	312095

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	204 THORN BROOK DR, O FALLON, MO 63366-4975
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Aug 7, 2020	Warranty Deed, Subdivision Related Transfer · VA Mortgage GERSHMAN INVESTMENT CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2020 · Amount on Record
Deed Sale	Aug 7, 2020 · Amount on Record
Deed Document Number	0073661532
Deed Book / Page	7366 / 1532
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	204 THORN BROOK DR, O FALLON, MO 63366-4975
Transaction Type	Mortgage
Record Updated	Aug 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1122 AUGUST LAKE DR, O FALLON, MO 63366

Mortgage

Document Number	2021R041416
Date	May 12, 2021
Instrument	2021R-041416

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

August 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 7, 2020
Property Address	204 THORN BROOK DR, O FALLON, MO 63366-4975
Document Number	0073661532
Book / Page	7366 / 1532
Map Reference	MB 49 PG 306-309
Instrument Date	Jul 29, 2020
Instrument	20200807000566670
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 9, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2299 TECHNOLOGY DR STE 150, 2299, O FALLON, MO 63368-7343

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 THORN BROOK DR, O FALLON, MO 63366-4975

Mortgage

Document Number	20200807000566680
Date	Aug 7, 2020
Instrument	20200807000566680

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,018.00	$80,561 (+13.36%)	$424,008 (+13.36%) Land $52,500 Building $371,508
2023		$71,069
2022			$374,045 Land $37,500 Building $336,545

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2019–2022)
Most Recent Claim	Jul 2022 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Brightspeed Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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