200 Thorn Brook Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 200 Thorn Brook Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,856 sqft · built 2019
Lot Size	0.283 acres (12,371 sqft)
Owner	Individual Name on Record
Last Sale	$327,365 (Dec 2019)
Tax Bill	$5,068 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T180300096`

Property Details

APN / Parcel Number

Primary APN	`T180300096`
Alternative APN	`2-0144-C574-00-0068.0000000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,856 sqft Living Area
Basement Area	1,400 sqft

Exterior

Year Built	Built 2019
Exterior Material	Brick/Stone
Lot Area	12,371 sqft (0.283 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	T180300096
Street Address	200 THORN BROOK DR
City	O FALLON
State	MO
Zip	63366-4975
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROOKSIDE VLG A #2-C LOT 68
Legal Range	02E
Legal Township	47N
Legal Subdivision	BROOKSIDE VLG A #2-C
Legal Lot Number	68
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2024
Census Tract	312095

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	200 THORN BROOK DR, O FALLON, MO 63366-4975
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 18, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CARROLLTON BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2019 · Amount on Record
Deed Sale	Dec 18, 2019 · Amount on Record
Deed Document Number	0072002464
Deed Book / Page	7200 / 2464
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	200 THORN BROOK DR, O FALLON, MO 63366-4975
Transaction Type	Mortgage
Record Updated	Feb 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 THORN BROOK DR, O FALLON, MO 63366-4975

Mortgage

Document Number	0000007804
Date	Feb 8, 2022
Instrument	2022R-007804

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

December 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 18, 2019
Property Address	200 THORN BROOK DR, O FALLON, MO 63366-4975
Document Number	0072002464
Book / Page	7200 / 2464
Map Reference	MB 49 PG 308
Instrument Date	Dec 13, 2019
Instrument	20191218000727130
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2299 TECHNOLOGY DR, 2299, O FALLON, MO 63368-7341

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 THORN BROOK DR, O FALLON, MO 63366-4975

Mortgage

Document Number	20191218000727140
Date	Dec 18, 2019
Instrument	20191218000727140

Lender

Name	CARROLLTON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 13, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Dec 13, 2024
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	6.75%
Index	1-Year CMT
Max Rate	10.7%

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,068.00	$81,368 (+4.5%)	$428,251 (+4.5%) Land $52,500 Building $375,751
2023		$77,867
2022			$409,828 Land $37,500 Building $372,328

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2019–2022)
Most Recent Claim	Jul 2022 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Brightspeed Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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