209 Thorn Brook Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 209 Thorn Brook Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,840 sqft · built 2019
Lot Size	0.157 acres (6,821 sqft)
Owner	2 Individual Names on File
Last Sale	$460,000 (Jun 2022)
Tax Bill	$4,967 (2025)
Deeds & Mortgages	May 2021 Mortgage Jun 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T180300122`

Property Details

APN / Parcel Number

Primary APN	`T180300122`
Alternative APN	`2-0058-C574-00-0091.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,840 sqft Living Area
Gross Area	4,240 sqft
1st Floor Area	1,440 sqft
Basement Area	1,400 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Bi-Level
Exterior Material	Brick
Lot Area	6,821 sqft (0.157 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	T180300122
Street Address	209 THORN BROOK DR
City	O FALLON
State	MO
Zip	63366-4978
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROOKSIDE VLG A #2-C LOT 91
Legal Subdivision	BROOKSIDE VLG A #2-C
Legal Lot Number	91
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2030
Census Tract	312095

Owner

209 Thorn Brook Dr is owned and occupied by two individuals who bought it in June 2022.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	209 THORN BROOK DR, O FALLON, MO 63366-4978
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 28, 2021	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Jun 23, 2022	Warranty Deed, Transfer · FHA Mortgage JLB CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2022 · Amount on File
Deed Sale	Jun 23, 2022 · Amount on File
Prior Sale	Dec 2, 2019 · Amount on File
Deed Document Number	202235032
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	209 THORN BROOK DR, O FALLON, MO 63366-4978
Transaction Type	Mortgage
Record Updated	Jan 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 BROOK LN THOM, O FALLON, MO 63368-8401

Mortgage

Document Number	0000046276
Date	May 28, 2021
Instrument	2021R-046276

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 23, 2022
Property Address	209 THORN BROOK DR, O FALLON, MO 63366-4978
Document Number	0000035032
Map Reference	MB 49 PG 308
Instrument Date	Jun 21, 2022
Instrument	2022R-035032
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1236 BEAVER CREEK RD, CHESTERFIELD, MO 63017-1942

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 THORN BROOK DR, O FALLON, MO 63366-4978

Mortgage

Document Number	0000035033
Date	Jun 23, 2022
Instrument	2022R-035033

Lender

Name	JLB CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 209 Thorn Brook Dr was $4,967.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$79,726 (-)	$419,610 (-) Land $52,500 Building $367,110
2025	$4,967.00	$79,726	$419,610 Land $52,500 Building $367,110
2023		$76,200
2022			$401,053 Land $37,500 Building $363,553

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 209 Thorn Brook Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2019–2022)
Most Recent Claim	Jul 2022 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 209 Thorn Brook Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Brightspeed Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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