208 Thorn Brook Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 208 Thorn Brook Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,444 sqft · built 2019
Lot Size	0.191 acres (8,307 sqft)
Owner	2 Individual Names on File
Last Sale	$377,900 (Oct 2020)
Tax Bill	$4,631 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T180300093`

Property Details

APN / Parcel Number

Primary APN	`T180300093`
Alternative APN	`2-0058-C574-00-0065.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,444 sqft Living Area
Gross Area	3,646 sqft
1st Floor Area	1,242 sqft
Basement Area	1,202 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	8,307 sqft (0.191 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	T180300093
Street Address	208 THORN BROOK DR
City	O FALLON
State	MO
Zip	63366-4975
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROOKSIDE VLG A #2-C LOT 65
Legal Subdivision	BROOKSIDE VLG A #2-C
Legal Lot Number	65
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2024
Census Tract	312095

Owner

208 Thorn Brook Dr is owned and occupied by two individuals who bought it in October 2020.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	208 THORN BROOK DR, O FALLON, MO 63366-4975
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2020	Quit Claim Deed, Transfer HOME LOAN EXPERT LLC
Apr 22, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage HOMESITE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2020 · Amount on File
Deed Sale	Oct 14, 2020 · Amount on File
Prior Sale	Oct 14, 2020 · Amount on File
Deed Document Number	202077686
Prior Transfer Date	Oct 8, 2020
Prior Transfer Doc	0000000086
Record Updated	Oct 29, 2026

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 14, 2020
Property Address	208 THORN BROOK DR, O FALLON, MO 63366-4975
Document Number	0000077686
Instrument Date	Oct 8, 2020
Instrument	77686
Transaction Type	Transfer
Record Updated	Jan 22, 2021
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	208 THORN BROOK DR O FALLON MO 633664975, O FALLON, MO 63366-4975

Mortgage

Document Number	77687
Date	Oct 14, 2020
Instrument	77687

Lender

Name	HOME LOAN EXPERT LLC
Address	SAINT LOUIS, MO 63144

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 13, 2050

April 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 22, 2020
Property Address	208 THORN BROOK DR, O FALLON, MO 63366-4975
Document Number	0072761336
Book / Page	7276 / 1336
Map Reference	MB 49 PG 308
Instrument Date	Apr 22, 2020
Instrument	20200422000252790
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 9, 2021
Title Company	SYNERGY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2299 TECHNOLOGY DR STE 150, 2299, O FALLON, MO 63368-7343

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 THORN BROOK DR, O FALLON, MO 63366-4975

Mortgage

Document Number	20200422000252800
Date	Apr 22, 2020
Instrument	20200422000252800

Lender

Name	HOMESITE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 208 Thorn Brook Dr was $4,631, up 7.9% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$74,296 (-)	$391,030 (-) Land $52,500 Building $338,530
2025	$4,631.00 (+7.9%)	$74,296	$391,030 Land $52,500 Building $338,530
2024	$4,292.00
2023		$66,815
2022			$351,656 Land $37,500 Building $314,156

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 208 Thorn Brook Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2019–2022)
Most Recent Claim	Jul 2022 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 208 Thorn Brook Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Brightspeed Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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