204 Ladera Ln, Washington, MO 63090 Property Records

Franklin County property record for 204 Ladera Ln, Washington, MO 63090

Property Summary

Property Type	Single Family Home
Details	7 ba · 2,608 sqft · built 1989
Lot Size	4.19 acres (182,952 sqft)
Owner	Company Name on Record
Tax Bill	$5,551 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-9-32.0-4-000-044.000`

Property Details

APN / Parcel Number

Primary APN	`09-9-32.0-4-000-044.000`

Interior

Full Baths	7 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,608 sqft Living Area

Exterior

Year Built	Built 1989
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	182,952 sqft (4.19 acres)
Patio Area	1,434 sqft
Total Buildings	2 Buildings

Location & Zoning

Street Address	204 LADERA LN
City	WASHINGTON
State	MO
Zip	63090-5763
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	PT SE SE SEC 32, PT SW SW SEC 33, S OFEL VALLEJO , US SUR 977,AKA PT LOT 2DOWER TRACT EST. JOHN BELL
Legal Range	01E
Legal Township	44
Legal Section	32
Legal Quarter	SE
Legal Subdivision	DOWER
Legal Lot Number	2
Jurisdiction	FRANKLIN MO
Township / Civil Division	ST. JOHNS
Census Block Group	1
Census Block	1033
Census Tract	800104

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	204 LADERA LN, WASHINGTON, MO 63090-5763
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2023	Intrafamily Transfer, Transfer · Line of Credit BANK OF WASHINGTON
Jun 22, 2020	Deed of Trust, Mortgage BANK OF WA
Aug 22, 2017	Warranty Deed, Transfer · Line of Credit BANK OF WA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2017
Deed Sale	Aug 22, 2017
Prior Sale	Oct 12, 2023
Deed Document Number	0000012755
Last Transfer Date	May 1, 2024
Transfer Doc	0002404837
Record Updated	Jun 8, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN MO
Recording Date	Oct 12, 2023
Property Address	204 LADERA LN, WASHINGTON, MO 63090-5763
Document Number	0002312159
Map Reference	PB M PG 56
Instrument Date	Oct 12, 2023
Instrument	2312159
Transaction Type	Transfer
Record Updated	Nov 1, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 LADERA LN, WASHINGTON, MO 63090-5763

Mortgage

Document Number	0002312160
Date	Oct 12, 2023
Instrument	2312160

Lender

Name	BANK OF WASHINGTON
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	204 LADERA LN, WASHINGTON, MO 63090-5763
Document Number	0000010200
Instrument Date	Jun 22, 2020
Transaction Type	Mortgage
Record Updated	Jul 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	204 LADERA LN WASHINGTON MO 630905763, WASHINGTON, MO 63090-5763

Mortgage

Document Number	0000010200
Date	Jun 30, 2020
Instrument	10200

Lender

Name	BANK OF WA
Type	Bank
Address	WASHINGTON, MO 63090

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jun 29, 2035

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Aug 22, 2017
Property Address	204 LADERA LN, WASHINGTON, MO 63090-5763
Document Number	0000012755
Instrument Date	Aug 21, 2017
Instrument	12755
Transaction Type	Transfer
Record Updated	Aug 28, 2017
Title Company	US TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	204 LADERA LN WASHINGTON MO 630905763, WASHINGTON, MO 63090-5763

Mortgage

Document Number	12756
Date	Aug 22, 2017
Instrument	12756

Lender

Name	BANK OF WA
Type	Bank
Address	WASHINGTON, MO 63090

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	Washington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,551.00 (+6.61%)	$105,188 (+8.62%)	$553,620 (+8.62%) Land $57,400 Building $496,220
2023	$5,207.00 (+5.3%)	$96,837	$509,670 Land $49,000 Building $460,670
2022	$4,945.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 53% of Missouri
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wave Internet Technologies Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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