194 Ladera Ln, Washington, MO 63090 Property Records

Franklin County property record for 194 Ladera Ln, Washington, MO 63090

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,216 sqft · built 1976
Lot Size	0.57 acres (24,836 sqft)
Owner	2 Individual Names on File
Last Sale	$197,500 (Aug 2009)
Tax Bill	$2,994 (2025)
Deeds & Mortgages	Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-9-32.0-4-002-046.000`

Property Details

APN / Parcel Number

Primary APN	`09-9-32.0-4-002-046.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,216 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Brick
Construction Type	Brick
Lot Area	24,836 sqft (0.57 acres)
Patio Area	180 sqft

Location & Zoning

Street Address	194 LADERA LN
City	WASHINGTON
State	MO
Zip	63090-5764
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	LOT:21 EL VALLEJO 1
Legal Range	1E
Legal Township	44N
Legal Section	32
Legal Subdivision	EL VALLEJO
Legal Lot Number	21
Jurisdiction	FRANKLIN MO
Township / Civil Division	ST. JOHNS
Census Block Group	1
Census Block	1033
Census Tract	800104

Owner

194 Ladera Ln is owned and occupied by two individuals who acquired it in February 2025.

Source: Franklin County records, as of November 11, 2025

Owner of Record	2 Individual Names on File
Mailing Address	194 LADERA LN, WASHINGTON, MO 63090-5764
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2009 · Amount on File
Deed Sale	Aug 21, 2009 · Amount on File
Prior Sale	Aug 18, 2008 · Amount on File
Deed Document Number	200917080
Last Transfer Date	Feb 28, 2025
Transfer Doc	0002502479
Record Updated	Sep 20, 2026

March 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MO
Recording Date	Mar 30, 2017
Property Address	194 LADERA LN, WASHINGTON, MO 63090-5764
Document Number	0000004573
Instrument Date	Mar 23, 2017
Instrument	4573
Transaction Type	Mortgage
Record Updated	Aug 17, 2018
Title Company	HILLSBORO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	194 LADERA LN WASHINGTON MO 630905764, WASHINGTON, MO 63090-5764

Mortgage

Document Number	4575
Date	Mar 30, 2017
Instrument	4575

Lender

Name	FIRST BK MTG
Type	Mortgage Company
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 29, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 194 Ladera Ln was $2,994.

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	Washington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,994.00	$56,738	$298,620 Land $45,000 Building $253,620
2023	$2,624.00 (+2.34%)	$48,794	$256,810 Land $37,000 Building $219,810
2022	$2,564.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 194 Ladera Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 194 Ladera Ln is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 45% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wave Internet Technologies Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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