224 Ladera Ln, Washington, MO 63090 Property Records

Franklin County property record for 224 Ladera Ln, Washington, MO 63090 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,719 sqft · built 1994
Lot Size	0.6 acres (26,136 sqft)
Owner	Company Name on File
Tax Bill	$3,241 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Nov 2024 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`09-9-32.0-4-003-039.000`

Property Details

APN / Parcel Number

Primary APN	`09-9-32.0-4-003-039.000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,719 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	26,136 sqft (0.6 acres)
Patio Area	972 sqft

Location & Zoning

Street Address	224 LADERA LN
City	WASHINGTON
State	MO
Zip	63090-5763
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:52 EL VALLEJO 2
Legal Range	01E
Legal Township	44
Legal Section	32
Legal Quarter	SE
Legal Subdivision	EL VALLEJO
Legal Block	3
Legal Lot Number	52
Jurisdiction	FRANKLIN MO
Township / Civil Division	ST. JOHNS
Census Block Group	1
Census Block	1033
Census Tract	800104

Owner

Source: Franklin County records · APN 09-9-32.0-4-003-039.000

Assessment roll updated May 31, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	224 LADERA LN, WASHINGTON, MO 63090-5763
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST BANKCENTRE
Nov 25, 2024	Deed of Trust, Mortgage · Line of Credit MIDWEST BANKCENTRE
Sep 20, 2022	Warranty Deed, Transfer
Nov 09, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage BANK STAR
Mar 30, 2021	Warranty Deed, Transfer · Conventional Mortgage TOGETHER CU
May 13, 2020	Warranty Deed, Construction Loan · Line of Credit HERITAGE CMNTY BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 20, 2022
Deed Sale	Sep 20, 2022
Prior Sale	Nov 09, 2021
Deed Document Number	2214598
Record Updated	Jun 08, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	224 LADERA LN, WASHINGTON, MO 63090-5763
Transaction Type	Mortgage
Record Updated	Apr 22, 2026
Title Company	WSH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002603480
Date	Mar 19, 2026
Instrument	2603480

Lender

Name	MIDWEST BANKCENTRE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2056

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	224 LADERA LN, WASHINGTON, MO 63090-5763
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002413818
Date	Nov 25, 2024
Instrument	2413818

Lender

Name	MIDWEST BANKCENTRE
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 28, 2044

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Sep 20, 2022
Property Address	224 LADERA LN, WASHINGTON, MO 63090-5763
Document Number	0002214598
Map Reference	PB M PG 465
Instrument Date	Aug 15, 2022
Instrument	2214598
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 LADERA LN, WASHINGTON, MO 63090-5763

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN MO
Recording Date	Nov 09, 2021
Property Address	224 LADERA LN, WASHINGTON, MO 63090-5763
Document Number	0002121180
Map Reference	PB M PG 465
Instrument Date	Nov 03, 2021
Instrument	2121180
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 LADERA LN, WASHINGTON, MO 63090-5763
Investor	Possibly a Property Investor

Mortgage

Document Number	0002121181
Date	Nov 09, 2021
Instrument	2121181

Lender

Name	BANK STAR
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Mar 30, 2021
Property Address	224 LADERA LN, WASHINGTON, MO 63090-5763
Document Number	0002105832
Map Reference	PB M PG 465
Instrument Date	Mar 19, 2021
Instrument	2105832
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	224 LADERA LN, WASHINGTON, MO 63090-5763

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	224 LADERA LN, WASHINGTON, MO 63090-5763
Investor	Possibly a Property Investor

Mortgage

Document Number	0002105834
Date	Mar 30, 2021
Instrument	2105834

Lender

Name	TOGETHER CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2051

Interest

Rate Type	Fixed Rate

May 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	May 13, 2020
Property Address	224 LADERA LN, WASHINGTON, MO 63090-5763
Document Number	0000006898
Instrument Date	Apr 23, 2020
Instrument	6898
Transaction Type	Construction Loan
Record Updated	May 27, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2047 KENTMORE LN CHESTERFIELD MO 630178111, CHESTERFIELD, MO 63017-8111
Investor	Possibly a Property Investor

Mortgage

Document Number	6899
Date	May 13, 2020
Instrument	6899

Lender

Name	HERITAGE CMNTY BK
Type	Bank
Address	UNION, MO 63084

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	May 12, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated May 31, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	Washington School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,241.00 (+15.96%)	$61,418 (+18.17%)	$323,250 (+18.17%) Land $45,000 Building $278,250
2023	$2,795.00 (-4.51%)	$51,975	$273,550 Land $37,000 Building $236,550
2022	$2,927.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (29071C), updated June 4, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290718001041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 43% of the US · above 46% of Missouri
Wildfire Likelihood	About 1 in 1,887 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 56 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Wave Internet Technologies	Fixed Wireless (unlicensed)	100 / 100
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Ladera Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures