Hutchinson County property record for 204 Gardner St, Borger, TX 79007 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,961 sqft |
| Lot Size | 0.192 acres (8,398 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,278 (2025) |
| Deeds & Mortgages | Jun 2020 Line of Credit |
| APN | 02440-00004-00500-000000 |
| Primary APN | 02440-00004-00500-000000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,961 sqft Living Area |
| Lot Area | 8,398 sqft (0.192 acres) |
|---|---|
| Lot Dimensions | 140 ft deep x 60 ft wide |
| Garage Area | 504 sqft |
| Account Number | 02440-00004-00500-000000 |
|---|---|
| Old Parcel Number | 024400000400500000000 |
| Street Address | 204 GARDNER ST |
| City | BORGER |
| State | TX |
| Zip | 79007-6026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5 BLK 4 UNIVERSITY HTS |
| Legal Subdivision | UNIVERSITY HEIGHTS |
| Legal Block | 4 |
| Legal Lot Number | 5 |
| Jurisdiction | HUTCHINSON TX |
| Township / Civil Division | BORGER |
| Census Block Group | 5 |
| Census Block | 5004 |
| Census Tract | 950900 |
Source: Hutchinson County records · APN 02440-00004-00500-000000
Assessment roll updated September 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 204 GARDNER ST, BORGER, TX 79007-6026 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 03, 2002 |
| Deed Sale | Jul 03, 2002 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUTCHINSON TX |
| Property Address | 204 GARDNER ST, BORGER, TX 79007-6026 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2157/154 |
|---|---|
| Date | Jun 22, 2020 |
| Book Page | 2157/154 |
| Instrument | 374572 |
| Name | PANTEX FCU |
|---|---|
| Type | Credit Union |
| Address | BORGER, TX 79008 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 04, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Hutchinson County records · Assessment roll updated September 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Borger City |
| County | Hutchinson County |
| Unified School District | Borger Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,278.00 (-21.16%) Homeowner's exemption | $196,520 (+53.93%) Land $4,800 Building $191,720 | $196,520 (+53.93%) Land $4,800 Building $191,720 |
| 2023 | $127,670 Land $4,800 Building $122,870 | $127,670 Land $4,800 Building $122,870 | |
| 2022 | $1,621.00 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|
| Wildfire Risk | Very High above 92% of the US · above 91% of Texas |
|---|---|
| Wildfire Likelihood | About 1 in 105 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 229 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Metronet Holdings | Fiber | 5,120 / 5,120 |
| PATHWAYZ Communications | Fiber | 1,000 / 1,000 |
| Cable One | Cable | 1,000 / 50 |
| Innovative Financial Technologies | Fixed Wireless (licensed-by-rule) | 300 / 100 |
| Verizon | Fixed Wireless | 300 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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