Hutchinson County property record for 116 Gardner St, Borger, TX 79007 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 1978 |
| Square Footage | 2,720 sqft Living Area |
| Lot Size | 14,702 sqft (0.338 acres) |
| Garage | 462 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $178,100 (2021) |
| Tax Bill | $4,518.00 (2025) |
Source: Hutchinson County records · APN 02440-00005-02000-000000
Assessment roll updated January 15, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 809 N HEDGECOKE ST, BORGER, TX 79007-3556 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 13, 2026 | Deed of Trust, Mortgage · Line of Credit PANTEX FEDERAL CREDIT UNION |
| Feb 08, 2021 | Vendor's Lien, Transfer · Conventional Mortgage AMARILLO NATIONAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 08, 2021 · Amount on Record |
| Deed Sale | Feb 08, 2021 · Amount on Record |
| Prior Sale | Jul 01, 2015 · Amount on Record |
| Deed Doc Number | 2021376931 |
| Deed Book / Page | 2197 / 211 |
| Prior Transfer Date | Feb 05, 2021 |
| Prior Transfer Doc | 002197/211 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUTCHINSON TX |
| Recording Date | Jul 13, 2026 |
| Property Address | 116 GARDNER ST, BORGER, TX 79007-6024 |
| Document Number | 0000395501 |
| Book / Page | 2526 / 189 |
| Instrument Date | Jul 01, 2026 |
| Instrument | 2026395501 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Document Number | 0000395501, |
|---|---|
| Date | Jul 13, 2026 |
| Book Page | 2526/189 |
| Instrument | 2026395501 |
| Name | PANTEX FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 15, 2041 |
| Rate | 5.79% |
|---|---|
| Max Rate | -1% |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HUTCHINSON TX |
| Recording Date | Feb 08, 2021 |
| Property Address | 116 GARDNER ST, BORGER, TX 79007-6024 |
| Document Number | 002197/211 |
| Book / Page | 2197 / 211 |
| Map Reference | VOL 3 PG 9 |
| Instrument Date | Feb 05, 2021 |
| Instrument | 376931 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | PIONEER LAWYERS LAND TTL SVC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 809 N HEDGECOKE ST, BORGER, TX 79007-3556 |
| Document Number | 0000376932 |
|---|---|
| Date | Feb 08, 2021 |
| Instrument | 376932 |
| Name | AMARILLO NATIONAL BANK |
|---|---|
| Type | Bank |
| Special Notes | Lender is also the Seller |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2051 |
Source: Hutchinson County records · Assessment roll updated January 15, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Borger City |
| County | Hutchinson County |
| Unified School District | Borger Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,518.00 (-26.32%) Homeowner's exemption | $303,950 (+8.99%) Land $8,400 Building $295,550 | $303,950 (+8.99%) Land $8,400 Building $295,550 |
| 2023 | $278,870 Land $8,400 Building $270,470 | $278,870 Land $8,400 Building $270,470 | |
| 2022 | $6,132.00 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
| Wildfire Risk | Very High above 92% of the US · above 91% of Texas |
|---|---|
| Wildfire Likelihood | About 1 in 105 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 02440-00005-02000-000000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,720 sqft Living Area |
| Gross Area | 3,569 sqft Gross Area |
| Stories | 1 Stories |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Lot Area | 14,702 sqft (0.338 acres) |
| Depth X Width | 140 ft x 105 ft Depth x Width |
| Garage Area | 462 sqft Garage |
| Porch | 1 Porch |
| Porch Area | 126 sqft Porch |
| Account Number | 02440-00005-02000-000000 |
|---|---|
| Street Address | 116 GARDNER ST |
| City | BORGER |
| State | TX |
| Zip | 79007-6024 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | W40 OF 20 ALL 21 BLK 5 UNIVERSITY HTS |
| Legal Subdivision | UNIVERSITY HEIGHTS ADDITION |
| Legal Block | 5 |
| Jurisdiction | HUTCHINSON TX |
| Minor Civil Division | BORGER |
| Census Blockgroup | 5 |
| Census Block | 5004 |
| Census Tract | 950900 |
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