202 Gardner St, Borger, TX 79007 Property Records

Hutchinson County property record for 202 Gardner St, Borger, TX 79007

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,219 sqft · built 1970
Lot Size	0.167 acres (7,279 sqft)
Owner	Individual Name on File
Tax Bill	$2,262 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
APN	`02440-00004-00600-000000`

Property Details

APN / Parcel Number

Primary APN	`02440-00004-00600-000000`
Alternative APN	`13871`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,219 sqft Living Area

Exterior

Year Built	Built 1970
Lot Area	7,279 sqft (0.167 acres)
Lot Dimensions	140 ft deep x 52 ft wide
Garage Area	462 sqft
Porch	Porch
Porch Area	77 sqft

Location & Zoning

Account Number	02440-00004-00600-000000
Old Parcel Number	024400000400600000000
Street Address	202 GARDNER ST
City	BORGER
State	TX
Zip	79007-6026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6 & E2-7 BLK 4 UNIVERSITY HTS
Legal Subdivision	UNIVERSITY HEIGHTS
Legal Block	4
Legal Lot Number	6
Jurisdiction	HUTCHINSON TX
Township / Civil Division	BORGER
Census Block Group	5
Census Block	5004
Census Tract	950900

Owner

Source: Hutchinson County records · APN 02440-00004-00600-000000

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	202 GARDNER ST, BORGER, TX 79007-6026
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 10, 2021
Deed Sale	Mar 10, 2021
Prior Sale	Dec 29, 2016
Deed Document Number	002202/101
Deed Book / Page	2202 / 101
Record Updated	Jun 08, 2026

March 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HUTCHINSON TX
Recording Date	Mar 10, 2021
Property Address	202 GARDNER ST, BORGER, TX 79007-6026
Document Number	002202/101
Book / Page	2202 / 101
Map Reference	VOL 2 PG 13
Instrument Date	Mar 09, 2021
Instrument	377222
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	PIONEER LAWYERS LAND TTL SVC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 ASPEN ST, BORGER, TX 79007-6628

Mortgage

Document Number	0000377223
Date	Mar 10, 2021
Instrument	377223

Lender

Name	AMARILLO NATIONAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

Tax Assessment & Valuation

Source: Hutchinson County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Borger City
County	Hutchinson County
Unified School District	Borger Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,262.00 (-22.67%) Homeowner's exemption	$224,370 (+8.48%) Land $4,160 Building $220,210	$224,370 (+8.48%) Land $4,160 Building $220,210
2023		$206,840 Land $4,160 Building $202,680	$206,840 Land $4,160 Building $202,680
2022	$2,925.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file

Wildfire

Wildfire Risk	Very High above 92% of the US · above 91% of Texas
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
PATHWAYZ Communications Fiber	1,000 / 1,000
Cable One Cable	1,000 / 50
Innovative Financial Technologies Fixed Wireless	300 / 100
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 229 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BORGER MUNICIPAL WATER SYSTEM serves 12,419 people
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.