Hutchinson County property record for 118 Gardner St, Borger, TX 79007
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,438 sqft |
| Lot Size | 0.241 acres (10,498 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $140,000 (Oct 2013) |
| Tax Bill | $5,375 (2026) |
| APN | 02440-00005-01900-000000 |
| Primary APN | 02440-00005-01900-000000 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,438 sqft Living Area |
| Gross Area | 3,758 sqft |
| Lot Area | 10,498 sqft (0.241 acres) |
|---|---|
| Lot Dimensions | 140 ft deep x 75 ft wide |
| Garage Area | 594 sqft |
| Porch | Porch |
| Porch Area | 116 sqft |
| Account Number | 02440-00005-01900-000000 |
|---|---|
| Street Address | 118 GARDNER ST |
| City | BORGER |
| State | TX |
| Zip | 79007-6024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W50 OF 19 & E25 OF 20 BLK 5 UNIVERSITY HTS |
| Legal Subdivision | UNVERSITY HEIGHTS ADDIITON |
| Legal Block | 5 |
| Jurisdiction | HUTCHINSON TX |
| Township / Civil Division | BORGER |
| Census Block Group | 5 |
| Census Block | 5004 |
| Census Tract | 950900 |
Source: Hutchinson County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 118 GARDNER ST, BORGER, TX 79007-6024 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 18, 2013 · Amount on Record |
| Deed Sale | Oct 18, 2013 · Amount on Record |
| Prior Sale | Jan 21, 2008 · Amount on Record |
| Deed Document Number | 2013352410 |
| Deed Book / Page | 1796 / 150 |
| Prior Transfer Date | Jan 18, 2008 |
| Prior Transfer Doc | 001466/267 |
| Record Updated | Oct 29, 2026 |
Source: Hutchinson County assessment roll, as of January 15, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Borger City |
| County | Hutchinson County |
| Unified School District | Borger Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,375.00 (+97.9%) Homeowner's exemption | $219,120 (-12.65%) | $250,850 (-) Land $6,000 Building $244,850 |
| 2025 | $2,716.00 (-18.83%) Homeowner's exemption | $250,850 (+8.59%) Land $6,000 Building $244,850 | $250,850 (+8.59%) Land $6,000 Building $244,850 |
| 2023 | $231,010 Land $6,000 Building $225,010 | $231,010 Land $6,000 Building $225,010 | |
| 2022 | $3,346.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 92% of the US · above 91% of Texas |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BORGER MUNICIPAL WATER SYSTEM serves 12,419 people · EPA ID TX1170001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Pathwayz Fiber | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| AW Broadband Fixed Wireless | 300 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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