204 Emerald Dr, Emerald Isle, NC 28594 Property Records

Carteret County property record for 204 Emerald Dr, Emerald Isle, NC 28594

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,119 sqft · built 1956
Lot Size0.452 acres (19,689 sqft)
Owner2 Trust Names on Record
Tax Bill$4,401 (2025)
Deeds & MortgagesOct 2026 Sale
Mar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN6324.11.76.2360000

Property Details

APN / Parcel Number

Primary APN6324.11.76.2360000
Alternative APNs
  • 248660
  • 29214

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,119 sqft Heated Area
Gross Area2,440 sqft
1st Floor Area1,624 sqft
Utility Area72 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1998
Architectural StyleRanch
Exterior MaterialFiber Cement Siding
Foundation TypeBlock
Roof TypeGable
Roof MaterialMetal
Lot Area19,689 sqft (0.452 acres)
Lot Dimensions229 ft deep x 88 ft wide
Garage Area384 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area472 sqft
Deck Area11 sqft
Utility Building29 sqft
Boat AccessBoat Access
Boat LiftBoat Lift

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number29214
Street Address204 EMERALD DR
CityEMERALD ISLE
StateNC
Zip28594-6929
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL108 110 WEST 1/2 L107 B1 EMERALD ISLE
Legal SubdivisionEMERALD ISLE BY THE SEA
Legal Block76
Legal Lot Number108,110
JurisdictionCARTERET NC
Township / Civil DivisionMOREHEAD
Census Block Group1
Census Block1007
Census Tract970903

Owner

Source: Carteret County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on Record
Mailing Address204 EMERALD DR, EMERALD ISLE, NC 28594-6929
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Oct 7, 2026Special Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Mar 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 21, 2001
Deed SaleMay 21, 2001
Prior SaleJul 12, 1999 · Amount on Record
Deed Book / Page908 / 385
Last Transfer DateOct 5, 2026
Transfer Doc0001898268
Record UpdatedOct 29, 2026

October 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionCARTERET NC
Recording DateOct 7, 2026
Property Address204 EMERALD DR, EMERALD ISLE, NC 28594-6929
Document Number0001898268
Book / Page1898 / 268
Instrument DateOct 5, 2026
Instrument20261898268
Transaction TypeTransfer
Record UpdatedOct 14, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address204 EMERALD DR, EMERALD ISLE, NC 28594-6929

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTERET NC
Property Address204 EMERALD DR, EMERALD ISLE, NC 28594-6929
Transaction TypeMortgage
Record UpdatedApr 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0017140341
DateMar 29, 2021
Book Page1714/341
Instrument1714341
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
AddressFORT MILL, SC 29707
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityEmerald Isle Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,202,467 (-) Land $549,349 Building $653,118$1,202,467 (-) Land $549,349 Building $653,118
2025$4,401.00 (+62.22%)$1,202,467 (+139.61%) Land $549,349 Building $653,118$1,202,467 (+139.61%) Land $549,349 Building $653,118
2023$501,850 Land $293,832 Building $208,018$501,850 Land $293,832 Building $208,018
2022$2,713.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 760 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies965 units insured
incl. 205 condo units
Nearby Flood Claims1,172 (1982–2024)
Claims Outside the SFHA778 of 1,172
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Hurricane Florence, Sep 2018 · 183 claims
  • Hurricane Floyd Major Disaster Declarations, Oct 1999 · 244 claims
  • Hurricane Fran, Sep 1996 · 194 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOGUE BANKS WATER CORPORATION
private · serves 4,995 people · EPA ID NC0416028
Water SourceGroundwater
Last State InspectionJun 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

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