208 Emerald Dr, Emerald Isle, NC 28594 Property Records

Carteret County property record for 208 Emerald Dr, Emerald Isle, NC 28594

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,892 sqft · built 1973
Lot Size0.419 acres (18,252 sqft)
OwnerCompany Name on Record
Last Sale$400,000 (Oct 2011)
Tax Bill$3,604 (2025)
Deeds & MortgagesDec 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN6324.11.76.1216000

Property Details

APN / Parcel Number

Primary APN6324.11.76.1216000
Alternative APNs
  • 225736
  • 53444

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,892 sqft Heated Area
Gross Area2,136 sqft
1st Floor Area552 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1996
Architectural StyleContemporary
Exterior MaterialVinyl
Foundation TypePile
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area18,252 sqft (0.419 acres)
Lot Dimensions260 ft deep x 69 ft wide
Garage TypeCarport
CarportCarport

Exterior Amenities

Pool Area360 sqft
PorchSlab
Porch Area368 sqft
Deck Area22 sqft
Patio Area116 sqft
Canopy300 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number53444
Street Address208 EMERALD DR
CityEMERALD ISLE
StateNC
Zip28594
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL114 115 1/2 L116 B1 EMERALD ISLE
Legal SubdivisionEMERALD ISLE BY THE SEA
Legal Block76
Legal Lot Number114-115
JurisdictionCARTERET NC
Township / Civil DivisionMOREHEAD
Census Block Group1
Census Block1007
Census Tract970903

Owner

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 2230, ANGIER, NC 27501-2230
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 28, 2011 · Amount on Record
Deed SaleOct 28, 2011 · Amount on Record
Prior SaleJul 9, 1999 · Amount on Record
Deed Document Number20111390014
Deed Book / Page1390 / 14
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTERET NC
Property Address208 EMERALD DR, EMERALD ISLE, NC 28594
Document Number0017010261
Instrument DateDec 21, 2020
Transaction TypeMortgage
Record UpdatedJan 25, 2021
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address15 RAWLS RD ANGIER NC 275016033, ANGIER, NC 27501-6033

Mortgage

Document Number0017010261
DateDec 21, 2020
Book Page001701/000261
Lender
NameFIRST BK
TypeBank
AddressCARY BR 315 N ACADEMY ST, CARY, NC 27513
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityEmerald Isle Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$961,201 (-) Land $527,723 Building $433,478$961,201 (-) Land $527,723 Building $433,478
2025$3,604.00 (+27.17%)$961,201 (+82.51%) Land $527,723 Building $433,478$961,201 (+82.51%) Land $527,723 Building $433,478
2023$526,646 Land $316,606 Building $210,040$526,646 Land $316,606 Building $210,040
2022$2,834.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 760 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies965 units insured
incl. 205 condo units
Nearby Flood Claims1,172 (1982–2024)
Claims Outside the SFHA778 of 1,172
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Hurricane Florence, Sep 2018 · 183 claims
  • Hurricane Floyd Major Disaster Declarations, Oct 1999 · 244 claims
  • Hurricane Fran, Sep 1996 · 194 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOGUE BANKS WATER CORPORATION
private · serves 4,995 people · EPA ID NC0416028
Water SourceGroundwater
Last State InspectionJun 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

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