Carteret County property record for 114 Emerald Dr, Emerald Isle, NC 28594
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,280 sqft · built 2021 |
| Lot Size | 0.347 acres (15,115 sqft) |
| Owner | Company Name on File |
| Tax Bill | $5,281 (2025) |
| Deeds & Mortgages | Jul 2022 Construction Loan Apr 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 6324.11.76.4344000 |
| Primary APN | 6324.11.76.4344000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,280 sqft Heated Area |
| Gross Area | 2,422 sqft |
| 1st Floor Area | 1,320 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Contemporary |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 15,115 sqft (0.347 acres) |
| Lot Dimensions | 207 ft deep x 75 ft wide |
| Pool Area | 420 sqft |
|---|---|
| Porch | Slab |
| Deck Area | 96 sqft |
| Utility Building | 6 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 23274 |
|---|---|
| Street Address | 114 EMERALD DR |
| City | EMERALD ISLE |
| State | NC |
| Zip | 28594-6927 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L101 103 B1 EMERALD ISLE |
| Legal Subdivision | EMERALD ISLE BY THE SEA |
| Legal Block | 76 |
| Legal Lot Number | 101,103 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 970903 |
114 Emerald Dr, a single family home, is owned by a company.
Source: Carteret County records, as of September 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 7501 EMERALD DR, EMERALD ISLE, NC 28594-2918 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 26, 2022 | Deed of Trust, Mortgage · Construction Mortgage TRUIST BANK |
| Apr 20, 2022 | Warranty Deed, Transfer |
| Mar 9, 2021 | Deed of Trust, Mortgage · Commercial Mortgage TRUIST BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 114 EMERALD DR, EMERALD ISLE, NC 28594-6927 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0017740409 |
|---|---|
| Date | Jul 26, 2022 |
| Book Page | 1774/409 |
| Instrument | 1774409 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | MOREHEAD CITY, NC 28557 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Apr 20, 2022 |
| Property Address | 114 EMERALD DR, EMERALD ISLE, NC 28594-6927 |
| Document Number | 0017640371 |
| Book / Page | 1764 / 371 |
| Map Reference | MB 3 PG 55 |
| Instrument Date | Apr 19, 2022 |
| Instrument | 1764371 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7501 EMERALD DR, 7501, EMERALD ISLE, NC 28594-2918 |
| Name | Verified Name |
|---|---|
| Address | 7501 EMERALD DR, EMERALD ISLE, NC 28594-2918 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 114 EMERALD DR, EMERALD ISLE, NC 28594-6927 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0017110416 |
|---|---|
| Date | Mar 9, 2021 |
| Book Page | 1711/416 |
| Instrument | 1711416 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | MOREHEAD CITY, NC 28557 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 114 Emerald Dr was $5,281.
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Municipality | Emerald Isle Town |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,469,196 (-) Land $509,948 Building $959,248 | $1,469,196 (-) Land $509,948 Building $959,248 | |
| 2025 | $5,281.00 | $1,469,196 Land $509,948 Building $959,248 | $1,469,196 Land $509,948 Building $959,248 |
| 2023 | $575,170 Land $327,600 Building $247,570 | $575,170 Land $327,600 Building $247,570 | |
| 2022 | $2,644.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 114 Emerald Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 760 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 965 units insured incl. 205 condo units |
| Nearby Flood Claims | 1,172 (1982–2024) |
| Claims Outside the SFHA | 778 of 1,172 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 114 Emerald Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures