112 Emerald Dr, Emerald Isle, NC 28594 Property Records

Carteret County property record for 112 Emerald Dr, Emerald Isle, NC 28594

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,440 sqft · built 1975
Lot Size	0.369 acres (16,074 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Apr 2017)
Tax Bill	$3,925 (2025)
Deeds & Mortgages	Apr 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`6324.12.76.5322000`

Property Details

APN / Parcel Number

Primary APN	`6324.12.76.5322000`
Alternative APNs	`467302` `50252`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,440 sqft Heated Area
Gross Area	2,520 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1989
Exterior Material	Fiber Cement Siding
Foundation Type	Pile
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	16,074 sqft (0.369 acres)
Lot Dimensions	200 ft deep x 75 ft wide

Exterior Amenities

Porch	Slab
Porch Area	688 sqft
Deck Area	90 sqft
Utility Building	13 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	50252
Street Address	112 EMERALD DR
City	EMERALD ISLE
State	NC
Zip	28594-6927
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L98 100 B1 EMERALD ISLE
Legal Subdivision	EMERALD ISLE BY THE SEA
Legal Block	76
Legal Lot Number	98,100
Jurisdiction	CARTERET NC
Township / Civil Division	MOREHEAD
Census Block Group	1
Census Block	1007
Census Tract	970903

Owner

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3858 FROG LEVEL RD, WINTERVILLE, NC 28590-8936
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2017 · Amount on Record
Deed Sale	Apr 4, 2017 · Amount on Record
Deed Document Number	20171572043
Deed Book / Page	1572 / 43
Prior Transfer Date	Mar 14, 2005
Prior Transfer Doc	0011030105
Record Updated	Oct 29, 2026

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Apr 4, 2017
Property Address	112 EMERALD DR, EMERALD ISLE, NC 28594-6927
Document Number	0015720043
Book / Page	1572 / 043
Map Reference	MB3 PG55
Instrument Date	Mar 31, 2017
Instrument	1572043
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$850.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2341 FALCON RDG, 2341, HIGHLANDS, NC 28741-7207

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3858 FROG LEVEL RD, WINTERVILLE, NC 28590-8936

Mortgage

Document Number	1572044
Date	Apr 4, 2017
Instrument	1572044

Lender

Name	FIRST SOUTH BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2032

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Emerald Isle Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,058,287 (-) Land $510,233 Building $548,054	$1,058,287 (-) Land $510,233 Building $548,054
2025	$3,925.00 (+54.47%)	$1,058,287 (+126.93%) Land $510,233 Building $548,054	$1,058,287 (+126.93%) Land $510,233 Building $548,054
2023		$466,347 Land $326,287 Building $140,060	$466,347 Land $326,287 Building $140,060
2022	$2,541.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 760 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	965 units insured incl. 205 condo units
Nearby Flood Claims	1,172 (1982–2024)
Claims Outside the SFHA	778 of 1,172
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Hurricane Florence, Sep 2018 · 183 claims Hurricane Floyd Major Disaster Declarations, Oct 1999 · 244 claims Hurricane Fran, Sep 1996 · 194 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20