200 E Cliff St, Somerville, NJ 08876 Property Records

Somerset County and Somerville Borough property record for 200 E Cliff St, Somerville, NJ 08876 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1,152 sqft · built 1925
Lot Size	0.182 acres (7,919 sqft)
Owner	2 Individual Names on File
Last Sale	$277,500 (Nov 2008)
Tax Bill	$10,446 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-00045-0000-00027`

Property Details

APN / Parcel Number

Primary APN	`18-00045-0000-00027`
Alternative APN	`180004500027`

Interior

Stories	2 Stories
Building Area	1,152 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Construction Type	Frame
Lot Area	7,919 sqft (0.182 acres)
Lot Dimensions	198 ft deep x 40 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	200 E CLIFF ST
City	SOMERVILLE
State	NJ
Zip	08876-2415
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	45
Legal Lot Number	27
Jurisdiction	SOMERSET NJ
Township / Civil Division	SOMERVILLE
Census Block Group	1
Census Block	1010
Census Tract	50100

Owner

Source: Somerset County and Somerville Borough records · APN 18-00045-0000-00027

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	200 E CLIFF ST, SOMERVILLE, NJ 08876-2415
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 14, 2008 · Amount on Record
Deed Sale	Nov 14, 2008 · Amount on Record
Deed Document Number	200852754
Deed Book / Page	6175 / 906
Last Transfer Date	May 17, 2016
Transfer Doc	0000020192
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	200 E CLIFF ST, SOMERVILLE, NJ 08876-2415
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036853
Date	Aug 18, 2020
Book Page	7238/3245
Instrument	2020036853

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 01, 2035

Tax Assessment & Valuation

Source: Somerset County and Somerville Borough records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Somerville Borough
Unified School District	Somerville Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$264,700 (+3.36%) Land $138,200 Building $126,500	$264,700 (+3.36%) Land $138,200 Building $126,500
2025	$10,446.00 (+3.19%)	$256,100 (-) Land $138,200 Building $117,900	$256,100 (-) Land $138,200 Building $117,900
2024	$10,123.00 (+5.11%)
2023		$256,100 Land $138,200 Building $117,900	$256,100 Land $138,200 Building $117,900
2022	$9,631.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Somerset County (34035C), updated September 3, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.