Monterey County property record for 20395 Espana Ct, Salinas, CA 93908
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,734 sqft · built 1990 |
| Lot Size | 0.249 acres (10,866 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $585,000 (Dec 2002) |
| Tax Bill | $9,911 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 161-043-008-000 |
| Primary APN | 161-043-008-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 1,734 sqft Living Area |
| 1st Floor Area | 1,734 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Custom Design |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Tile |
| Lot Area | 10,866 sqft (0.249 acres) |
| Garage Area | 609 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Old Parcel Number | 161-043-008 |
|---|---|
| Street Address | 20395 ESPANA CT |
| City | SALINAS |
| State | CA |
| Zip | 93908-1253 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TORO SUNSHINE SUBD TR 1113 LOT 8 |
| Legal Subdivision | TORO SUNSHINE SUBD |
| Legal Tract | 1113 |
| Legal Block | 4 |
| Legal Lot Number | 8 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | TORO PARK |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 14110 |
20395 Espana Ct is owned and occupied by two individuals who bought it in December 2002.
Source: Monterey County records, as of August 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20395 ESPANA CT, SALINAS, CA 93908-1253 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 3, 2002 · Amount on File |
| Deed Sale | Dec 3, 2002 · Amount on File |
| Deed Document Number | 2002115752 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 20395 ESPANA CT, SALINAS, CA 93908-1253 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OLD REPUBLIC TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 20395 ESPANA CT, SALINAS, CA 93908-1253 |
| Document Number | 0000058531 |
|---|---|
| Date | Oct 19, 2020 |
| Instrument | 2020058531 |
| Name | LENDUS LLC |
|---|---|
| Type | Mortgage Company |
| Address | ALAMO, CA 94507 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2035 |
The 2025 property tax bill for 20395 Espana Ct was $9,911 with a homeowner's exemption.
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Secondary School District | Salinas Union High School District (07 - 12) |
| Elementary School District | Spreckels Union Elementary School District (KG - 06) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $864,229 (+2%) Land $620,477 Building $243,752 | |
| 2025 | $9,911.00 Homeowner's exemption | $847,284 Land $608,311 Building $238,973 |
| 2023 | $9,003.00 (-0.4%) Homeowner's exemption | $814,386 Land $584,691 Building $229,695 |
| 2022 | $9,039.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 20395 Espana Ct in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 2023.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2023) |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20395 Espana Ct is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 40% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CWSC SALINAS HILLS private · serves 7,733 people · EPA ID CA2710012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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