20385 Espana Ct, Salinas, CA 93908 Property Records

Monterey County property record for 20385 Espana Ct, Salinas, CA 93908

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,824 sqft · built 1990
Lot Size	0.235 acres (10,253 sqft)
Owner	Company Name on File
Last Sale	$355,000 (Jan 1999)
Tax Bill	$6,594 (2025)
Deeds & Mortgages	Sep 2023 Transfer Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`161-043-007-000`

Property Details

APN / Parcel Number

Primary APN	`161-043-007-000`
Alternative APN	`161-043-007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,824 sqft Living Area
1st Floor Area	1,824 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Tile
Lot Area	10,253 sqft (0.235 acres)
Garage Area	584 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	161-043-007
Street Address	20385 ESPANA CT
City	SALINAS
State	CA
Zip	93908-1253
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TORO SUNSHINE SUBD TR 1113 LOT 7
Legal Subdivision	TORO SUNSHINE SUBD
Legal Tract	1113
Legal Block	4
Legal Lot Number	7
Jurisdiction	MONTEREY CA
Township / Civil Division	TORO PARK
Census Block Group	4
Census Block	4007
Census Tract	14110

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	20385 ESPANA CT, SALINAS, CA 93908-1253
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2023	Intrafamily Transfer, Transfer
Aug 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK
Oct 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 1999 · Amount on File
Deed Sale	Jan 14, 1999 · Amount on File
Deed Document Number	19993273
Last Transfer Date	Sep 7, 2023
Transfer Doc	0000028441
Record Updated	Sep 20, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Sep 13, 2023
Property Address	20385 ESPANA CT, SALINAS, CA 93908-1253
Document Number	0000028441
Map Reference	VOL 16 PG 85
Instrument Date	Sep 7, 2023
Instrument	2023028441
Transaction Type	Transfer
Record Updated	Sep 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	20385 ESPANA CT, SALINAS, CA 93908-1253

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	20385 ESPANA CT, SALINAS, CA 93908-1253
Transaction Type	Mortgage
Record Updated	Sep 6, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20385 ESPANA CT, SALINAS, CA 93908-1253

Mortgage

Document Number	0000057092
Date	Aug 24, 2021
Instrument	2021057092

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Sep 1, 2031

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	20385 ESPANA CT, SALINAS, CA 93908-1253
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20385 ESPANA CT, SALINAS, CA 93908-1253

Mortgage

Document Number	0000052520
Date	Oct 1, 2020
Instrument	2020052520

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Secondary School District	Salinas Union High School District (07 - 12)
Elementary School District	Spreckels Union Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$567,640 (+2%) Land $239,846 Building $327,794
2025	$6,594.00 (+9.92%)	$556,511 (+4.04%) Land $235,144 Building $321,367
2023	$5,999.00 (-0.3%)	$534,903 Land $226,014 Building $308,889
2022	$6,017.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 40% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWSC SALINAS HILLS private · serves 7,733 people · EPA ID CA2710012
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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