20330 Espana Ct, Salinas, CA 93908 Property Records

Monterey County property record for 20330 Espana Ct, Salinas, CA 93908

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,284 sqft · built 1990
Lot Size	0.241 acres (10,474 sqft)
Owner	2 Individual Names on File
Last Sale	$820,000 (Aug 2017)
Tax Bill	$10,996 (2025)
Deeds & Mortgages	Sep 2021 Mortgage May 2020 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`161-043-032-000`

Property Details

APN / Parcel Number

Primary APN	`161-043-032-000`
Alternative APN	`161-043-032`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,284 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Custom Design
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Tile
Lot Area	10,474 sqft (0.241 acres)
Garage Area	539 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Old Parcel Number	161-043-032
Street Address	20330 ESPANA CT
City	SALINAS
State	CA
Zip	93908-1252
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TORO SUNSHINE SUBD TR 1113 LOT 32
Legal Subdivision	TORO SUNSHINE SUBD
Legal Tract	1113
Legal Lot Number	32
Jurisdiction	MONTEREY CA
Township / Civil Division	TORO PARK
Census Block Group	4
Census Block	4005
Census Tract	14110

Owner

20330 Espana Ct is owned by two individuals who acquired it in September 2017.

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	6434 HESKET CT, SAN JOSE, CA 95123-5232
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2021	Deed of Trust, Mortgage · VA Mortgage CMG MORTGAGE INC
May 29, 2020	Deed of Trust, Mortgage · VA Mortgage CMG MORTGAGE INC
Jul 25, 2019	Deed of Trust, Mortgage · VA Mortgage FIRST CHOICE LN SVCS
Oct 2, 2017	Grant Deed CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Aug 14, 2017	Deed of Trust, Mortgage · VA Mortgage FIRST CHOICE LN SVCS
Aug 15, 2017	Grant Deed, Transfer · VA Mortgage FIRST CHOICE LN SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2017 · Amount on File
Deed Sale	Aug 15, 2017 · Amount on File
Deed Document Number	201743454
Last Transfer Date	Sep 5, 2017
Transfer Doc	0000053098
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	20330 ESPANA CT, SALINAS, CA 93908-1252
Transaction Type	Mortgage
Record Updated	Sep 13, 2021
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20330 ESPANA CT, SALINAS, CA 93908-1252

Mortgage

Document Number	0000059122
Date	Sep 1, 2021
Instrument	2021059122

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	345 Months
Due	Jun 1, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	20330 ESPANA CT, SALINAS, CA 93908-1252
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025504
Date	May 29, 2020
Instrument	2020025504

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	20330 ESPANA CT, SALINAS, CA 93908-1252
Document Number	0000032195
Instrument Date	Jul 25, 2019
Transaction Type	Mortgage
Record Updated	Aug 13, 2019
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20330 ESPANA CT SALINAS CA 939081252, SALINAS, CA 93908-1252

Mortgage

Document Number	0000032195
Date	Jul 31, 2019
Instrument	32195

Lender

Name	FIRST CHOICE LN SVCS
Type	Funding / Finance Company
Address	EAST BRUNSWICK, NJ 08816

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2049

October 2017: Grant Deed

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Oct 2, 2017
Property Address	20330 ESPANA CT, SALINAS, CA 93908-1252
Document Number	0000053098
Instrument Date	Sep 5, 2017
Instrument	53098
Record Updated	Oct 19, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Full Value

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20330 ESPANA COBRT SALINAS CA 93908, SALINAS, CA 93908

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	20330 ESPANA CT, SALINAS, CA 93908-1252
Document Number	0000053721
Instrument Date	Aug 14, 2017
Transaction Type	Mortgage
Record Updated	Oct 16, 2017
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1243 E KELSO AVE FRESNO CA 937201850, FRESNO, CA 93720-1850

Mortgage

Document Number	0000053721
Date	Oct 3, 2017
Instrument	53721

Lender

Name	FIRST CHOICE LN SVCS
Type	Funding / Finance Company
Address	EAST BRUNSWICK, NJ 08816

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 2, 2047

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Aug 15, 2017
Property Address	20330 ESPANA CT, SALINAS, CA 93908-1252
Document Number	0000043454
Instrument Date	Aug 4, 2017
Instrument	43454
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$902.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20330 ESPANA CT SALINAS CA 939081252, SALINAS, CA 93908-1252

Mortgage

Document Number	43455
Date	Aug 15, 2017
Instrument	43455

Lender

Name	FIRST CHOICE LN SVCS
Type	Funding / Finance Company
Address	EAST BRUNSWICK, NJ 08816

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 14, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 20330 Espana Ct was $10,996.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Secondary School District	Salinas Union High School District (07 - 12)
Elementary School District	Spreckels Union Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$951,674 (+2%) Land $348,173 Building $603,501
2025	$10,996.00	$933,015 Land $341,347 Building $591,668
2023	$9,990.00 (+19.86%)	$896,787 Land $328,093 Building $568,694
2022	$8,335.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 20330 Espana Ct in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20330 Espana Ct is moderate, ranking above 69% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 44% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWSC SALINAS HILLS private · serves 7,733 people · EPA ID CA2710012
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Cruzio.

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