20355 Espana Ct, Salinas, CA 93908 Property Records

Monterey County property record for 20355 Espana Ct, Salinas, CA 93908

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,196 sqft · built 1991
Lot Size	0.219 acres (9,521 sqft)
Owner	2 Individual Names on File
Last Sale	$395,000 (May 1998)
Tax Bill	$7,378 (2025)
Deeds & Mortgages	Dec 2016 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`161-043-004-000`

Property Details

APN / Parcel Number

Primary APN	`161-043-004-000`
Alternative APN	`161-043-004`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,196 sqft Living Area
1st Floor Area	2,196 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Tile
Lot Area	9,521 sqft (0.219 acres)
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	161-043-004
Street Address	20355 ESPANA CT
City	SALINAS
State	CA
Zip	93908-1253
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TORO SUNSHINE SUBD TR 1113 LOT 4
Legal Subdivision	TORO SUNSHINE SUBD
Legal Tract	1113
Legal Block	4
Legal Lot Number	4
Jurisdiction	MONTEREY CA
Township / Civil Division	TORO PARK
Census Block Group	4
Census Block	4007
Census Tract	14110

Owner

20355 Espana Ct is owned and occupied by two individuals who bought it in May 1998.

Source: Monterey County records, as of August 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20355 ESPANA CT, SALINAS, CA 93908-1253
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 1998 · Amount on File
Deed Sale	May 5, 1998 · Amount on File
Deed Document Number	199827605
Prior Transfer Date	Feb 1, 1994
Prior Transfer Doc	0000016707
Record Updated	Sep 20, 2026

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	20355 ESPANA CT, SALINAS, CA 93908-1253
Document Number	0000000784
Instrument Date	Dec 23, 2016
Transaction Type	Mortgage
Record Updated	Jan 17, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20355 ESPANA CT SALINAS CA 939081253, SALINAS, CA 93908-1253

Mortgage

Document Number	0000000784
Date	Jan 5, 2017
Instrument	784

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 20355 Espana Ct was $7,378 with a homeowner's exemption.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Secondary School District	Salinas Union High School District (07 - 12)
Elementary School District	Spreckels Union Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$643,294 (+2%) Land $244,285 Building $399,009
2025	$7,378.00 Homeowner's exemption	$630,682 Land $239,496 Building $391,186
2023	$6,708.00 (-0.3%) Homeowner's exemption	$606,194 Land $230,197 Building $375,997
2022	$6,728.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 20355 Espana Ct in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20355 Espana Ct is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 40% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWSC SALINAS HILLS private · serves 7,733 people · EPA ID CA2710012
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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