2038 Ritchie St, Folsom, CA 95630 Property Records

Sacramento County property record for 2038 Ritchie St, Folsom, CA 95630 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,122 sqft · built 2023
Lot Size	0.19 acres (8,266 sqft)
Owner	2 Individual Names on File
Last Sale	$1,500,000 (Oct 2025)
Tax Bill	$18,785 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Jul 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`072-3320-021-0000`

Property Details

APN / Parcel Number

Primary APN	`072-3320-021-0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,122 sqft Living Area
1st Floor Area	2,122 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Roof Material	Other
Lot Area	8,266 sqft (0.19 acres)
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	2038 RITCHIE ST
City	FOLSOM
State	CA
Zip	95630-6375
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EMPIRE RANCH VILLAGE NO. 32B, LOT 122, UNIT:: 0, BLOCK:: 0, BLDG:: 0
Legal Subdivision	EMPIRE RANCH VILLAGE NO. 32B
Legal Lot Number	122
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1013
Census Tract	8512

Owner

Source: Sacramento County records · APN 072-3320-021-0000

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2038 RITCHIE ST, FOLSOM, CA 95630-6375
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Grant Deed, Transfer · Conventional Mortgage US BANK NA
Jul 07, 2023	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Jul 07, 2023	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Sep 25, 2020	Grant Deed, Subdivision Related Transfer · Conventional Mortgage ELLIOTT HMS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 27, 2025 · Amount on Record
Deed Sale	Oct 27, 2025 · Amount on Record
Prior Sale	May 20, 2025 · Amount on Record
Deed Book / Page	20251027 / 603
Record Updated	Sep 20, 2026

October 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 27, 2025
Property Address	2038 RITCHIE ST, FOLSOM, CA 95630-6375
Document Number	0000000603
Map Reference	MB 385 MAP 9
Instrument Date	Oct 14, 2025
Instrument	202510270603
Transaction Type	Transfer
Record Updated	Apr 02, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2038 RITCHIE ST, FOLSOM, CA 95630-6375

Mortgage

Document Number	0000000604
Date	Oct 27, 2025
Instrument	202510270604

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Nov 01, 2035
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.6%
Index	1-Year CMT
Max Rate	10.6%

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 07, 2023
Property Address	2038 RITCHIE ST, FOLSOM, CA 95630-6375
Document Number	0000000447
Map Reference	MB 385 MAP 9
Instrument Date	Jun 29, 2023
Instrument	202307070447
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6500 RICKELEY RACK RD, LOOMIS, CA 95650

July 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 07, 2023
Property Address	2038 RITCHIE ST, FOLSOM, CA 95630-6375
Document Number	0000000446
Map Reference	MB 385 MAP 9
Instrument Date	Jun 29, 2023
Instrument	202307070446
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2038 RITCHIE ST, FOLSOM, CA 95630-6375

September 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 25, 2020
Property Address	2038 RITCHIE ST, FOLSOM, CA 95630-6375
Document Number	2009251990
Instrument Date	Sep 23, 2020
Instrument	2009251990
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 15, 2020
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	6500 RICKETY RACK RD LOOMIS CA 956509303, LOOMIS, CA 95650-9303

Mortgage

Document Number	2009251991
Date	Sep 25, 2020
Instrument	2009251991

Lender

Name	ELLIOTT HMS
Address	FOLSOM, CA 95630
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value
2026		$1,500,000 (-2.84%) Land $423,750 Building $1,076,250
2025	$18,785.00 (+2.68%)	$1,543,900 (+198.59%) Land $433,500 Building $1,110,400
2024	$18,294.00 (+144.05%)
2023	$7,496.00 (+123.29%)	$517,067 (+69%) Land $312,067 Building $205,000
2022	$3,357.00	$305,949 Land $305,949

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060670085121, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Nearby Flood Policies	8 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 336 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Cal.net	Fixed Wireless (unlicensed)	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: Cal.net, Succeed.Net, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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