2046 Ritchie St, Folsom, CA 95630 Property Records

Sacramento County property record for 2046 Ritchie St, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,184 sqft · built 2023
Lot Size	0.224 acres (9,762 sqft)
Owner	2 Company Names on Record
Last Sale	$1,590,000 (Mar 2023)
Tax Bill	$19,988 (2025)
Deeds & Mortgages	Dec 2025 Transfer Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072-3320-019-0000`

Property Details

APN / Parcel Number

Primary APN	`072-3320-019-0000`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,184 sqft Living Area
1st Floor Area	3,184 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Roof Material	Other
Lot Area	9,762 sqft (0.224 acres)
Garage Area	763 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	2046 RITCHIE ST
City	FOLSOM
State	CA
Zip	95630-6375
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-SFLD (S
Legal Description	EMPIRE RANCH VILLAGE NO. 32B, LOT 120, UNIT:: 0, BLOCK:: 0, BLDG:: 0
Legal Subdivision	EMPIRE RANCH VILLAGE NO. 32B
Legal Lot Number	120
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1013
Census Tract	8512

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2046 RITCHIE ST, FOLSOM, CA 95630-6375
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Intrafamily Transfer, Transfer
Mar 24, 2023	Grant Deed, Subdivision Related Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2023 · Amount on Record
Deed Sale	Mar 24, 2023 · Amount on Record
Deed Book / Page	20230324 / 436
Record Updated	Sep 20, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 30, 2025
Property Address	2046 RITCHIE ST, FOLSOM, CA 95630-6375
Document Number	0000000740
Map Reference	MB 385 MAP 9
Instrument Date	Dec 23, 2025
Instrument	202512300740
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2046 RITCHIE ST, FOLSOM, CA 95630-6375

March 2023: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 24, 2023
Property Address	2046 RITCHIE ST, FOLSOM, CA 95630-6375
Document Number	0000000436
Map Reference	MB 385 MAP 9
Instrument Date	Mar 21, 2023
Instrument	2023032400436
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 4, 2023
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2045 RITCHIE ST, FOLSOM, CA 95630-6375

Mortgage

Document Number	0000000437
Date	Mar 24, 2023
Instrument	2023032400437

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,687,320 (+2%) Land $397,953 Building $1,289,367
2025	$19,988.00 (+1.87%) Homeowner's exemption	$1,654,236 (+251.79%) Land $390,150 Building $1,264,086
2024	$19,621.00 (+180.9%)
2023	$6,985.00 (+56.3%)	$470,237 Land $58,237 Building $412,000
2022	$4,469.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 74% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Succeed.Net.

Cell Coverage

5G (outdoors only) and 4G LTE

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