2026 Ritchie St, Folsom, CA 95630 Property Records

Sacramento County property record for 2026 Ritchie St, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,824 sqft · built 2020
Lot Size	0.176 acres (7,667 sqft)
Owner	2 Individual Names on Record
Last Sale	$990,000 (Nov 2020)
Tax Bill	$14,387 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Aug 2021 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`072-3320-024-0000`

Property Details

APN / Parcel Number

Primary APN	`072-3320-024-0000`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,824 sqft Living Area
1st Floor Area	1,959 sqft
Basement Area	865 sqft
Finished Basement	865 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	H-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	7,667 sqft (0.176 acres)
Garage Area	541 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	2026 RITCHIE ST
City	FOLSOM
State	CA
Zip	95630-6375
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-SFLD (S
Legal Description	EMPIRE RANCH VILLAGE NO. 32B, LOT 125, UNIT:: 0, BLOCK:: 0, BLDG:: 0
Legal Subdivision	EMPIRE RANCH VILLAGE NO. 32B
Legal Lot Number	125
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1013
Census Tract	8512

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2026 RITCHIE ST, FOLSOM, CA 95630-6375
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Aug 9, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Aug 22, 2024	Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE AFFINITY LLC
Aug 9, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Nov 25, 2020	Grant Deed, Subdivision Related Transfer GUARANTEED RATE AFFINITY LLC
Jun 5, 2020	Grant Deed, Transfer MORI ROBERT & LINDA L/T (LT)
Jul 22, 2019	Grant Deed, Transfer · Conventional Mortgage ELLIOTT HMS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2020 · Amount on Record
Deed Sale	Nov 25, 2020 · Amount on Record
Prior Sale	Jun 5, 2020 · Amount on Record
Deed Book / Page	20201125 / 2152
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	2026 RITCHIE ST, FOLSOM, CA 95630-6375
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	STEWART TITLE, STEWART TITLE OF SACRAMENTO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2026 RITCHIE ST, FOLSOM, CA 95630-6375

Mortgage

Document Number	0000000929
Date	Mar 28, 2022
Instrument	2022032800929

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	2026 RITCHIE ST, FOLSOM, CA 95630-6375
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2026 RITCHIE ST, FOLSOM, CA 95630-6375

Mortgage

Document Number	0000001508
Date	Aug 9, 2021
Instrument	202108091508

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 12, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	2026 RITCHIE ST, FOLSOM, CA 95630-6375
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2026 RITCHIE ST, FOLSOM, CA 95630-6375

Mortgage

Document Number	0000000198
Date	Aug 22, 2024
Instrument	202408220198

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	2026 RITCHIE ST, FOLSOM, CA 95630-6375
Transaction Type	Mortgage
Record Updated	Aug 20, 2021
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2026 RITCHIE ST, FOLSOM, CA 95630-6375

Mortgage

Document Number	8090000001508
Date	Aug 9, 2021
Book Page	20210809/1508

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 12, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 25, 2020
Property Address	2026 RITCHIE ST, FOLSOM, CA 95630-6375
Document Number	2011252152
Instrument Date	Nov 24, 2020
Instrument	2011252152
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 10, 2020
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,089.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2026 RITCHIE ST FOLSOM CA 956306375, FOLSOM, CA 95630-6375

Mortgage

Document Number	2011252153
Date	Nov 25, 2020
Instrument	2011252153

Lender

Name	GUARANTEED RATE AFFINITY LLC
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 24, 2050

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 5, 2020
Property Address	2026 RITCHIE ST, FOLSOM, CA 95630-6375
Document Number	2006050034
Instrument Date	Jun 1, 2020
Instrument	2006050034
Transaction Type	Transfer
Record Updated	Jun 22, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Tax	$215.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6702 MONUMENT SPRINGS DR ROCKLIN CA 956773253, ROCKLIN, CA 95677-3253

Mortgage

Document Number	2006050035
Date	Jun 5, 2020
Instrument	2006050035

Lender

Name	MORI ROBERT & LINDA L/T (LT)
Address	6260 REBA DR, GRANITE BAY, CA 95746-9436

Agreement

Amount	Amount Recorded

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 22, 2019
Property Address	2026 RITCHIE ST, FOLSOM, CA 95630-6375
Document Number	1907221075
Instrument Date	Jul 12, 2019
Instrument	1907221075
Transaction Type	Transfer
Record Updated	Jul 31, 2019
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$269.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7150 LOOMIS HILLS RD LOOMIS CA 956508917, LOOMIS, CA 95650-8917

Mortgage

Document Number	1907221076
Date	Jul 22, 2019
Instrument	1907221076

Lender

Name	ELLIOTT HMS
Address	FOLSOM, CA 95630
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,156,350 (+2%) Land $303,621 Building $852,729
2025	$14,387.00 (+1.77%)	$1,133,677 (+4.04%) Land $297,668 Building $836,009
2024	$14,137.00 (+2.84%)
2023	$13,747.00 (+2.9%)	$1,089,657 Land $286,110 Building $803,547
2022	$13,359.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Succeed.Net.

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