2022 Ritchie St, Folsom, CA 95630 Property Records

Sacramento County property record for 2022 Ritchie St, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,596 sqft · built 2020
Lot Size	0.185 acres (8,064 sqft)
Owner	Individual Name on Record
Last Sale	$1,670,000 (May 2026)
Tax Bill	$14,450 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit May 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`072-3320-025-0000`

Property Details

APN / Parcel Number

Primary APN	`072-3320-025-0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,596 sqft Living Area
1st Floor Area	2,881 sqft
Basement Area	715 sqft
Finished Basement	715 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	H-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	8,064 sqft (0.185 acres)
Garage Area	586 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	2022 RITCHIE ST
City	FOLSOM
State	CA
Zip	95630-6375
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-SFLD (S
Legal Description	EMPIRE RANCH VILLAGE NO. 32B, LOT 126, UNIT:: 0, BLOCK:: 0, BLDG:: 0
Legal Subdivision	EMPIRE RANCH VILLAGE NO. 32B
Legal Lot Number	126
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1013
Census Tract	8512

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	691 LEFEVRE DR, FOLSOM, CA 95630-6190
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2022	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
May 14, 2026	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Feb 23, 2023	Intrafamily Transfer, Transfer
Dec 3, 2020	Grant Deed, Transfer MOVEMENT MTG
May 7, 2019	Grant Deed, Subdivision Related Transfer · Conventional Mortgage ELLIOTT HMS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2026 · Amount on Record
Deed Sale	May 14, 2026 · Amount on Record
Prior Sale	Dec 3, 2020 · Amount on Record
Deed Book / Page	20260514 / 1473
Prior Transfer Date	Feb 8, 2023
Prior Transfer Doc	2023000771
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	2022 RITCHIE ST, FOLSOM, CA 95630-6375
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2022 RITCHIE ST, FOLSOM, CA 95630-6375

Mortgage

Document Number	0000001224
Date	Nov 8, 2022
Instrument	2022110801224

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 14, 2026
Property Address	2022 RITCHIE ST, FOLSOM, CA 95630-6375
Document Number	2026001473
Book / Page	20260514 / 1473
Instrument Date	May 6, 2026
Transaction Type	Transfer
Record Updated	May 27, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$185,537.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	691 LEFEVRE DR, FOLSOM, CA 95630-6190

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 23, 2023
Property Address	2022 RITCHIE ST, FOLSOM, CA 95630-6375
Document Number	0000000771
Map Reference	MB 385 MAP 9
Instrument Date	Feb 8, 2023
Instrument	2023022300771
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2022 RITCHIE ST, FOLSOM, CA 95630-6375

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 3, 2020
Property Address	2022 RITCHIE ST, FOLSOM, CA 95630-6375
Document Number	2012031671
Instrument Date	Dec 1, 2020
Instrument	2012031671
Transaction Type	Transfer
Record Updated	Dec 15, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,088.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2022 RITCHIE ST FOLSOM CA 956306375, FOLSOM, CA 95630-6375

Mortgage

Document Number	2012031672
Date	Dec 3, 2020
Instrument	2012031672

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 2, 2050

May 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 7, 2019
Property Address	2022 RITCHIE ST, FOLSOM, CA 95630-6375
Document Number	1905071216
Instrument Date	May 7, 2019
Instrument	1905071216
Transaction Type	Subdivision Related Transfer
Record Updated	May 17, 2019
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6500 RICKY RACK RD LOOMIS CA 95650, LOOMIS, CA 95650

Mortgage

Document Number	1905071217
Date	May 7, 2019
Instrument	1905071217

Lender

Name	ELLIOTT HMS
Address	FOLSOM, CA 95630
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,162,291 (+2%) Land $320,183 Building $842,108
2025	$14,450.00 (+1.77%)	$1,139,502 (+4.04%) Land $313,905 Building $825,597
2024	$14,199.00 (+2.83%)
2023	$13,808.00 (+1.16%)	$1,095,255 Land $301,716 Building $793,539
2022	$13,650.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Succeed.Net.

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