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2038 Down Woods Ln, Windermere, FL 34786 Property Records

Orange County property record for 2038 Down Woods Ln, Windermere, FL 34786

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,958 sqft · built 1988
Lot Size0.999 acres (43,537 sqft)
Owner2 Company Names on Record
Last Sale$585,000 (Aug 2017)
Tax Bill$8,536 (2025)
Deeds & MortgagesAug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05-23-28-4416-00-090

Property Details

APN / Parcel Number

Primary APN05-23-28-4416-00-090
Alternative APNs
  • 282305441600090
  • 274604
  • 279448
  • 283604

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories2 Stories
Building Area2,958 sqft Living Area
Gross Area5,062 sqft
1st Floor Area1,680 sqft
AtticAttic
Attic Area532 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area43,537 sqft (0.999 acres)
Garage TypeAttached
Garage Area988 sqft
Parking Spaces4 Parking Spaces
PorchFlorida Room
Porch Area358 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address2038 DOWN WOODS LN
CityWINDERMERE
StateFL
Zip34786-8002
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-CE
Legal DescriptionLAKE DOWN WOODS 14/36 LOT 9
Legal Range28E
Legal Township23S
Legal Section05
Legal SubdivisionLAKE DOWN WOODS
Legal Tract4416
Legal Lot Number9
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group1
Census Block1006
Census Tract14814

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing Address2038 DOWN WOODS LN, WINDERMERE, FL 34786-8002
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 10, 2017 · Amount on Record
Deed SaleAug 10, 2017 · Amount on Record
Prior SaleDec 12, 2006 · Amount on Record
Deed Document Number2017442951
Last Transfer DateJan 17, 2025
Transfer Doc0000052479
Record UpdatedJun 8, 2026

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateAug 10, 2017
Property Address2038 DOWN WOODS LN, WINDERMERE, FL 34786-8002
Document Number0000442951
Map ReferenceMB 14 PG 36&37
Instrument DateAug 9, 2017
Instrument20170442951
Transaction TypeTransfer
Record UpdatedJan 3, 2022
Title CompanyMEDALLION TITLE SERVICES INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,095.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2038 DOWN WOODS LN, 2038, WINDERMERE, FL 34786-8002

Transferred To (Grantee/Buyer)

NameVerified Name
Address2038 DOWN WOODS LN, WINDERMERE, FL 34786-8002

Mortgage

Document Number0000442952
DateAug 10, 2017
Instrument20170442952
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$544,337 (+2.7%)$793,190 (-1.84%) Land $210,000 Building $583,190
2025$8,536.00 (+4.02%) Homeowner's exemption$530,026 (+5.99%)$808,040 (+17.38%) Land $210,000 Building $598,040
2024$8,206.00 (+7.14%)
2023$7,659.00 (+3.4%) Homeowner's exemption$500,085 (+3%)$688,418 (+19.23%) Land $210,000 Building $478,418
2022$7,407.00 Homeowner's exemption$485,519$577,377 Land $210,000 Building $367,377

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 37 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies37 in force
Nearby Flood Claims2 (2022–2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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