Orange County property record for 2014 Down Woods Ln, Windermere, FL 34786
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,001 sqft · built 1986 |
| Lot Size | 1.01 acres (44,161 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,390,000 (Jul 2026) |
| Tax Bill | $13,122 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Mar 2024 Transfer + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-23-28-4416-00-060 |
| Primary APN | 05-23-28-4416-00-060 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,001 sqft Living Area |
| Gross Area | 4,696 sqft |
| 1st Floor Area | 1,662 sqft |
| Upper Floors Area | 1,682 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 44,161 sqft (1.01 acres) |
| Garage Type | Attached |
| Garage Area | 594 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Unfinished Open Porch |
|---|---|
| Porch Area | 974 sqft |
| Patio Area | 216 sqft |
| Storage Building | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 2014 DOWN WOODS LN |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-8002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-CE |
| Legal Description | LAKE DOWN WOODS 14/36 LOT 6 |
| Legal Range | 28E |
| Legal Township | 23S |
| Legal Section | 05 |
| Legal Subdivision | LAKE DOWN WOODS |
| Legal Tract | 4416 |
| Legal Lot Number | 6 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 14814 |
Source: Orange County records · APN 05-23-28-4416-00-060
Assessment roll updated April 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2014 DOWN WOODS LN, WINDERMERE, FL 34786-8002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 29, 2026 | Warranty Deed, Transfer · Conventional Mortgage HOMETOWN EQUITY MORTGAGE |
| Mar 11, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Feb 04, 2022 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Dec 14, 2021 | Deed of Trust, Mortgage · Line of Credit ORLANDO FCU |
| Dec 20, 2019 | Deed of Trust, Mortgage FBC MTG |
| Oct 11, 2018 | Warranty Deed, Transfer · Conventional Mortgage IBERIABANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 29, 2026 · Amount on Record |
| Deed Sale | Jul 29, 2026 · Amount on Record |
| Prior Sale | Oct 11, 2018 · Amount on Record |
| Deed Document Number | 2026422269 |
| Prior Transfer Date | Jan 02, 2024 |
| Prior Transfer Doc | 0000140785 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jul 29, 2026 |
| Property Address | 2014 DOWN WOODS LN, WINDERMERE, FL 34786-8002 |
| Document Number | 0000422269 |
| Instrument Date | Jul 15, 2026 |
| Instrument | 2026422269 |
| Transaction Type | Transfer |
| Record Updated | Aug 07, 2026 |
| Title Company | HOMETOWN TITLE GROUP INC, HOMETOWN TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $982,730.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2014 DOWN WOODS LN, WINDERMERE, FL 34786-8002 |
| Document Number | 0000422271, |
|---|---|
| Date | Jul 29, 2026 |
| Instrument | 2026422271 |
| Name | HOMETOWN EQUITY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Mar 11, 2024 |
| Property Address | 2014 DOWN WOODS LN, WINDERMERE, FL 34786-8002 |
| Document Number | 0000140785 |
| Map Reference | MB 14 PG 36&38 |
| Instrument Date | Jan 02, 2024 |
| Instrument | 20240140785 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2014 DOWN WOODS LN, WINDERMERE, FL 34786-8002 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 2014 DOWN WOODS LN, WINDERMERE, FL 34786-8002 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 2014 DOWN WOODS LN, WINDERMERE, FL 34786-8002 |
| Document Number | 0000081868 |
|---|---|
| Date | Feb 04, 2022 |
| Instrument | 20220081868 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
| Type Change Date | Feb 01, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.25% |
| Index | Other |
| Max Rate | 7.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 2014 DOWN WOODS LN, WINDERMERE, FL 34786-8002 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2014 DOWN WOODS LN, WINDERMERE, FL 34786-8002 |
| Document Number | 0000762837 |
|---|---|
| Date | Dec 14, 2021 |
| Instrument | 20210762837 |
| Name | ORLANDO FCU |
|---|---|
| Type | Credit Union |
| Address | ORLANDO, FL 32806 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 13, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 2014 DOWN WOODS LN, WINDERMERE, FL 34786-8002 |
| Document Number | 0000806697 |
| Instrument Date | Dec 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2014 DOWN WOODS LN WINDERMERE FL 347868002, WINDERMERE, FL 34786-8002 |
| Document Number | 0000806697 |
|---|---|
| Date | Dec 27, 2019 |
| Instrument | 806697 |
| Name | FBC MTG |
|---|---|
| Type | Mortgage Company |
| Address | ORLANDO, FL 32801 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 26, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Oct 11, 2018 |
| Property Address | 2014 DOWN WOODS LN, WINDERMERE, FL 34786-8002 |
| Document Number | 0000599954 |
| Map Reference | MB 14 PG 36&37 |
| Instrument Date | Sep 27, 2018 |
| Instrument | 20180599954 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2022 |
| Title Company | TOWN SQUARE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,990.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 42 ORCHARD LN, 42, ORMOND BEACH, FL 32176-5709 |
| Name | Verified Name |
|---|---|
| Address | 2014 DOWN WOODS LN, WINDERMERE, FL 34786-8002 |
| Document Number | 0000599955 |
|---|---|
| Date | Oct 11, 2018 |
| Instrument | 20180599955 |
| Name | IBERIABANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2048 |
Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $751,000 (-2.37%) Land $210,000 Building $541,000 | $751,000 (-2.37%) Land $210,000 Building $541,000 | |
| 2025 | $13,122.00 (+48.14%) Homeowner's exemption | $769,220 (+42.79%) Land $210,000 Building $559,220 | $769,220 (+15.3%) Land $210,000 Building $559,220 |
| 2024 | $8,858.00 (+7.14%) | ||
| 2023 | $8,268.00 (+3.35%) Homeowner's exemption | $538,711 (+3%) | $667,126 (+17.65%) Land $210,000 Building $457,126 |
| 2022 | $8,000.00 Homeowner's exemption | $523,020 | $567,019 Land $210,000 Building $357,019 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 37 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 2 (2022–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
Based on FCC filings for 160 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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