2029 Down Woods Ln, Windermere, FL 34786 Property Records

Orange County property record for 2029 Down Woods Ln, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,966 sqft · built 1989
Lot Size	1 acres (43,732 sqft)
Owner	2 Individual Names on File
Last Sale	$370,200 (Feb 2012)
Tax Bill	$6,772 (2025)
Deeds & Mortgages	Jan 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`05-23-28-4416-00-020`

Property Details

APN / Parcel Number

Primary APN	`05-23-28-4416-00-020`
Alternative APNs	`282305441600020` `274596` `279438` `283597`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,966 sqft Living Area
Gross Area	3,611 sqft
1st Floor Area	1,457 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Stone
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	43,732 sqft (1 acres)
Garage Area	696 sqft
Porch	Florida Room
Porch Area	952 sqft
Water Feature	Water Feature

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2029 DOWN WOODS LN
City	WINDERMERE
State	FL
Zip	34786-8002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-CE
Legal Description	LAKE DOWN WOODS 14/36 LOT 2
Legal Range	28E
Legal Township	23S
Legal Section	05
Legal Subdivision	LAKE DOWN WOODS
Legal Tract	4416
Legal Lot Number	2
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1006
Census Tract	14814

Owner

2029 Down Woods Ln is owned and occupied by two individuals who bought it in February 2012.

Source: Orange County records, as of April 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2029 DOWN WOODS LN, WINDERMERE, FL 34786-8002
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2012 · Amount on File
Deed Sale	Feb 3, 2012 · Amount on File
Prior Sale	Sep 16, 2011 · Amount on File
Deed Document Number	201256954
Deed Book / Page	10327 / 131
Prior Transfer Date	Sep 13, 2011
Prior Transfer Doc	0000492538
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	2029 DOWN WOODS LN, WINDERMERE, FL 34786-8002
Document Number	0000043901
Instrument Date	Jan 3, 2020
Transaction Type	Mortgage
Record Updated	Feb 11, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2029 DOWN WOODS LN WINDERMERE FL 347868002, WINDERMERE, FL 34786-8002

Mortgage

Document Number	0000043901
Date	Jan 22, 2020
Instrument	43901

Lender

Name	REGIONS BK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 21, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2029 Down Woods Ln was $6,772, up 4.3% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$433,818 (+2.7%)	$717,980 (-1.36%) Land $210,000 Building $507,980
2025	$6,772.00 (+4.35%) Homeowner's exemption	$422,413	$727,900 Land $210,000 Building $517,900
2024	$6,490.00 (+7.11%)
2023	$6,059.00 (+3.59%) Homeowner's exemption	$398,551 (+3%)	$632,330 (+16.36%) Land $210,000 Building $422,330
2022	$5,849.00 Homeowner's exemption	$386,943	$543,418 Land $210,000 Building $333,418

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2029 Down Woods Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 37 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	2 (2022–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2029 Down Woods Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20