2037 Onion Flat Ct, Cool, CA 95614 Property Records

El Dorado County property record for 2037 Onion Flat Ct, Cool, CA 95614

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,364 sqft · built 1992
Lot Size0.309 acres (13,503 sqft)
OwnerIndividual Name on File
Last Sale$385,000 (May 2025)
Tax Bill$3,651 (2025)
Deeds & MortgagesMay 2017 Sale & Mortgage
Mar 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN073-432-009-000

Property Details

APN / Parcel Number

Primary APN073-432-009-000
Alternative APN
  • 0734320910

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,364 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Construction TypeWood
Lot Area13,503 sqft (0.309 acres)
TerrainWooded
View / LotFair
Parking Spaces1 Parking Space
Patio Area1,364 sqft

Utilities, Heating & Cooling

Water SourceCommercial

Location & Zoning

Old Parcel Number0734320910
Street Address2037 ONION FLAT CT
CityCOOL
StateCA
Zip95614-2556
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL 1287 AUBURN LK TRLS 5
Legal SubdivisionAUBURN LK TRLS 5
Legal Lot Number1287
JurisdictionEL DORADO CA
Township / Civil DivisionNORTH EL DORADO
Census Block Group4
Census Block4001
Census Tract30601

Owner

Source: El Dorado County records · APN 073-432-009-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2037 ONION FLAT CT, COOL, CA 95614-2556
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 17, 2017Grant Deed, Transfer · FHA Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Mar 10, 2017Deed of Trust, Mortgage · FHA Mortgage
CASHCALL

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 20, 2025 · Amount on Record
Deed SaleMay 20, 2025 · Amount on Record
Prior SaleMay 20, 2025 · Amount on Record
Deed Document Number2025-0014144
Record UpdatedJun 07, 2026

May 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionEL DORADO CA
Recording DateMay 17, 2017
Property Address2037 ONION FLAT CT, COOL, CA 95614-2556
Document Number0000019891
Map ReferenceMB E PG 85
Instrument DateMay 10, 2017
Instrument2017-0019891
Transaction TypeTransfer
Record UpdatedJul 30, 2021
Title CompanyPLACER TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Notice of Default
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2037 ONION FLAT CT, COOL, CA 95614-2556

Mortgage

Document Number0000019892
DateMay 17, 2017
Instrument2017-0019892
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2047

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEL DORADO CA
Property Address2037 ONION FLAT CT, COOL, CA 95614-2556
Document Number0000011359
Instrument DateMar 10, 2017
Transaction TypeMortgage
Record UpdatedJun 11, 2019
Title CompanyORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address2037 ONION FLAT CT COOL CA 956142556, COOL, CA 95614-2556

Mortgage

Document Number0000011359
DateMar 22, 2017
Instrument11359
Lender
NameCASHCALL
TypeFunding / Finance Company
AddressORANGE, CA 92868
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 21, 2047

Tax Assessment & Valuation

Source: El Dorado County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyEl Dorado County
Unified School DistrictBlack Oak Mine Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$3,651.00 (+8.31%)$330,759 (+4.04%) Land $110,252 Building $220,507
2023$3,371.00 (+0.9%)$317,918 Land $105,972 Building $211,946
2022$3,341.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, El Dorado County (06017C), as of August 25, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskExtreme
above 96% of the US · above 85% of California
Wildfire Likelihood2% annual chance
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Cal.net
Fixed Wireless
100 / 20

May also be available: Verizon.

Based on FCC filings for 131 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA0910013, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemGEORGETOWN DIVIDE PUD
serves 9,434 people
Water SourceSurface water
Last State InspectionDec 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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