2021 Onion Flat Ct, Cool, CA 95614 Property Records

El Dorado County property record for 2021 Onion Flat Ct, Cool, CA 95614

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,850 sqft · built 2017
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$415,000 (Mar 2018)
Tax Bill	$5,096 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Mar 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`073-432-011-000`

Property Details

APN / Parcel Number

Primary APN	`073-432-011-000`
Alternative APNs	`07343211100` `0734321110`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,850 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Wood
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	515 sqft
Parking Spaces	2 Parking Spaces
Patio Area	1,850 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	2021 ONION FLAT CT
City	COOL
State	CA
Zip	95614-2556
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L 1285 AUBURN LK TRLS 5
Legal Subdivision	AUBURN LK TRLS 5
Legal Lot Number	1285
Jurisdiction	EL DORADO CA
Township / Civil Division	NORTH EL DORADO
Census Block Group	4
Census Block	4001
Census Tract	30601

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2021 ONION FLAT CT, COOL, CA 95614-2556
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Mar 30, 2018	Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS
May 18, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2018 · Amount on Record
Deed Sale	Mar 30, 2018 · Amount on Record
Prior Sale	Dec 11, 2015 · Amount on Record
Deed Document Number	201811855
Prior Transfer Date	Dec 19, 2011
Prior Transfer Doc	0000000760
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	2021 ONION FLAT CT, COOL, CA 95614-2556
Document Number	0000041974
Instrument Date	Sep 30, 2019
Transaction Type	Mortgage
Record Updated	Oct 15, 2019
Title Company	WESTMINSTER TITLE COMPANY INC, WESTMINSTER TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2021 ONION FLAT CT COOL CA 956142556, COOL, CA 95614-2556

Mortgage

Document Number	0000041974
Date	Oct 4, 2019
Instrument	41974

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 3, 2049

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Mar 30, 2018
Property Address	2021 ONION FLAT CT, COOL, CA 95614-2556
Document Number	0000011855
Instrument Date	Mar 28, 2018
Instrument	11855
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	STEWART TITLE, STEWART TITLE/PLACER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$456.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 KILLYBEGS RD ALAMEDA CA 945027702, ALAMEDA, CA 94502-7702

Mortgage

Document Number	11856
Date	Mar 30, 2018
Instrument	11856

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 29, 2048

May 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	EL DORADO CA
Recording Date	May 18, 2017
Property Address	2021 ONION FLAT CT, COOL, CA 95614-2556
Document Number	0000019954
Instrument Date	May 10, 2017
Instrument	19954
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 SHADOW MOUNTAIN DR BUELLTON CA 934279526, BUELLTON, CA 93427-9526

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Unified School District	Black Oak Mine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$481,637 (+2%) Land $63,829 Building $417,808
2025	$5,096.00 (+7.78%) Homeowner's exemption	$472,194 (+4.04%) Land $62,578 Building $409,616
2023	$4,728.00 (+1.55%) Homeowner's exemption	$453,860 Land $60,149 Building $393,711
2022	$4,656.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 96% of the US · above 85% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN DIVIDE PUD serves 9,434 people · EPA ID CA0910013
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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