El Dorado County property record for 2029 Onion Flat Ct, Cool, CA 95614 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1987 |
| Square Footage | 1,559 sqft Living Area |
| Lot Size | 11,761 sqft (0.269 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $232,500 (2016) |
| Tax Bill | $2,978.00 (2025) |
| Primary APN | 073-432-010-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,559 sqft Living Area |
| Stories | 2 Stories |
| Year Built | Built 1987 |
|---|---|
| Construction Type | Wood Construction |
| Lot Area | 11,761 sqft (0.269 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 445 sqft Garage |
| Patio Area | 1,559 sqft Patio |
| View | Fair View |
| Topography | Gentle Slope Topography |
| Water Source | Commercial Water Source |
|---|
| Old Parcel Number | 0734321010 |
|---|---|
| Street Address | 2029 ONION FLAT CT |
| City | COOL |
| State | CA |
| Zip | 95614-2556 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | L 1286 AUBURN LK TRLS 5 |
| Legal Subdivision | AUBURN LK TRLS 5 |
| Legal Lot Number | 1286 |
| Jurisdiction | EL DORADO CA |
| Minor Civil Division | NORTH EL DORADO |
| Census Blockgroup | 4 |
| Census Block | 4001 |
| Census Tract | 30601 |
Source: El Dorado County records · APN 073-432-010-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2029 ONION FLAT CT, COOL, CA 95614-2556 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Apr 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Oct 19, 2017 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage HOMESTREET BANK |
| Aug 28, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage PENNYMAC LOAN SERVICES LLC |
| Feb 12, 2021 | Intrafamily Transfer, Transfer · Commercial Mortgage IZ CAPITAL LLC |
| Mar 07, 2017 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage CASHCALL |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 14, 2016 · Amount on Record |
| Deed Sale | Jan 14, 2016 · Amount on Record |
| Prior Sale | Jan 14, 2016 · Amount on Record |
| Deed Doc Number | 0000001541 |
| Last Transfer Date | Feb 12, 2021 |
| Transfer Doc | 0000010336 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 2029 ONION FLAT CT, COOL, CA 95614-2556 |
| Transaction Type | Mortgage |
| Record Updated | Sep 02, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE OF SACRAMENTO |
| Name | Verified Name |
|---|---|
| Address | 2029 ONION FLAT CT, COOL, CA 95614-2556 |
| Document Number | 0000054841 |
|---|---|
| Date | Aug 24, 2021 |
| Instrument | 2021-0054841 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 2029 ONION FLAT CT, COOL, CA 95614-2556 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 2029 ONION FLAT CT, COOL, CA 95614-2556 |
| Document Number | 0000030027 |
|---|---|
| Date | Apr 30, 2021 |
| Instrument | 2021-0030027 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 2029 ONION FLAT CT, COOL, CA 95614-2556 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | STEWART TITLE PLACER |
| Name | Verified Name |
|---|
| Document Number | 0000046794 |
|---|---|
| Date | Oct 19, 2017 |
| Instrument | 2017-0046794 |
| Name | HOMESTREET BANK |
|---|---|
| Type | Bank |
| Address | SEATTLE, WA 98101 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 2029 ONION FLAT CT, COOL, CA 95614-2556 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 2029 ONION FLAT CT, COOL, CA 95614-2556 |
| Document Number | 0000045555 |
|---|---|
| Date | Aug 28, 2020 |
| Instrument | 2020-0045555 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92602 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 327 Months |
| Due | Nov 01, 2047 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Feb 12, 2021 |
| Property Address | 2029 ONION FLAT CT, COOL, CA 95614-2556 |
| Document Number | 0000010336 |
| Map Reference | MB E PG 85 |
| Instrument Date | Jan 28, 2021 |
| Instrument | 2021-0010336 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2029 ONION FLAT CT, COOL, CA 95614-2556 |
| Document Number | 0000010337 |
|---|---|
| Date | Feb 12, 2021 |
| Instrument | 2021-0010337 |
| Name | IZ CAPITAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 2029 ONION FLAT CT, COOL, CA 95614-2556 |
| Document Number | 0000010157 |
| Instrument Date | Mar 07, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2019 |
| Title Company | ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 2029 ONION FLAT CT COOL CA 956142556, COOL, CA 95614-2556 |
| Document Number | 0000010157 |
|---|---|
| Date | Mar 14, 2017 |
| Instrument | 10157 |
| Name | CASHCALL |
|---|---|
| Type | Funding / Finance Company |
| Address | ORANGE, CA 92868 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 13, 2047 |
Source: El Dorado County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Unified School District | Black Oak Mine Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,978.00 (+7.7%) Homeowner's exemption | $275,225 (+4.04%) Land $76,943 Building $198,282 |
| 2023 | $2,765.00 (+1.54%) Homeowner's exemption | $264,540 Land $73,956 Building $190,584 |
| 2022 | $2,723.00 |
Source: FEMA National Flood Hazard Layer, El Dorado County (06017C), updated August 25, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Extreme above 97% of the US · above 86% of California |
|---|---|
| Wildfire Likelihood | About 1 in 65 per year |
| Exposure | Direct burnable vegetation at the parcel |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; lenders make the official flood determination.
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