2032 Onion Flat Ct, Cool, CA 95614 Property Records

El Dorado County property record for 2032 Onion Flat Ct, Cool, CA 95614 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,272 sqft · built 1976
Lot Size	0.47 acres (20,473 sqft)
Owner	Company Name on File
Last Sale	$394,000 (Oct 2019)
Tax Bill	$4,652 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`073-421-032-000`

Property Details

APN / Parcel Number

Primary APN	`073-421-032-000`
Alternative APNs	`07342132100` `0734213210`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,272 sqft Living Area
1st Floor Area	1,272 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Construction Type	Wood
Lot Area	20,473 sqft (0.47 acres)
Parking Spaces	2 Parking Spaces
Patio Area	1,272 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	2032 ONION FLAT CT
City	COOL
State	CA
Zip	95614-2557
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 1299 AUBURN LK TRLS 5
Legal Subdivision	AUBURN LK TRLS 5
Legal Lot Number	1299
Jurisdiction	EL DORADO CA
Township / Civil Division	NORTH EL DORADO
Census Block Group	4
Census Block	4001
Census Tract	30601

Owner

Source: El Dorado County records · APN 073-421-032-000

Assessment roll updated August 18, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	2032 ONION FLAT CT, COOL, CA 95614-2557
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2023	Deed of Trust, Mortgage · Commercial Mortgage ROCKET MORTGAGE LLC
Jun 01, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Oct 31, 2019	Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 31, 2019 · Amount on Record
Deed Sale	Oct 31, 2019 · Amount on Record
Deed Document Number	201946543
Prior Transfer Date	Oct 18, 2015
Prior Transfer Doc	0000048534
Record Updated	Jun 08, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	2032 ONION FLAT CT, COOL, CA 95614-2557
Transaction Type	Mortgage
Record Updated	Jul 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2032 ONION FLAT CT, COOL, CA 95614-2557

Mortgage

Document Number	0000019289
Date	Jul 12, 2023
Instrument	2023-0019289

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2053

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	2032 ONION FLAT CT, COOL, CA 95614-2557
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024933
Date	Jun 01, 2020
Instrument	2020-0024933

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2050

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Oct 31, 2019
Property Address	2032 ONION FLAT CT, COOL, CA 95614-2557
Document Number	0000046543
Map Reference	MB E PG 85
Instrument Date	Oct 31, 2019
Instrument	2019-0046543
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2032 ONION FLAT CT, COOL, CA 95614-2557

Mortgage

Document Number	0000046544
Date	Oct 31, 2019
Instrument	2019-0046544

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2049

Tax Assessment & Valuation

Source: El Dorado County records · Assessment roll updated August 18, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Unified School District	Black Oak Mine Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,652.00 (+6.02%) Homeowner's exemption	$430,892 (+4.04%) Land $71,084 Building $359,808
2024	$4,388.00 (+1.67%)
2023	$4,316.00 (+1.53%) Homeowner's exemption	$414,162 Land $68,325 Building $345,837
2022	$4,251.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, El Dorado County (06017C), updated August 25, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Extreme above 97% of the US · above 86% of California
Wildfire Likelihood	About 1 in 65 per year
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 131 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Cal.net	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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