Macomb County property record for 20151 Pratt Rd, Armada, MI 48005 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3.5 Baths |
| Architecture Style | Contemporary |
| Year Built | Built 1994 |
| Square Footage | 3,243 sqft Living Area |
| Lot Size | 294,030 sqft (6.75 acres) |
| Garage | Attached, 936 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $7,992.00 (2025) |
| Primary APN | 13-02-04-200-020 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 3,243 sqft Living Area |
| 1st Floor | 2,291 sqft 1st Floor |
| Basement Area | 2,235 sqft Basement |
| Unfinished Basement | 2,235 sqft Unfinished |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Contemporary Style |
| Exterior Material | Wood Siding Exterior |
| Lot Area | 294,030 sqft (6.75 acres) |
| Parking Spaces | 4 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 936 sqft Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 20151 PRATT RD |
|---|---|
| City | ARMADA |
| State | MI |
| Zip | 48005-1221 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 02-04-200-020 T5N, R13E, SEC 4; COMM AT E 1/4 POST SEC 4; TH S 88-20-00 W 1262.88 FT TO POB; TH EXT S 88-20-00 W 326.88 FT; |
| Legal Range | 13E |
| Legal Township | 05N |
| Legal Section | 04 |
| Jurisdiction | MACOMB MI |
| Minor Civil Division | ARMADA |
| Census Blockgroup | 1 |
| Census Block | 1004 |
| Census Tract | 212000 |
Source: Macomb County records · APN 13-02-04-200-020
Assessment roll updated July 6, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20151 PRATT RD, ARMADA, MI 48005-1221 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 21, 2026 | Deed of Trust, Mortgage · Line of Credit MICHIGAN SCHOOLS AND GOV'T CREDIT UNION |
| Sep 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 19, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN SCHOOLS & GOV'T CU |
| May 02, 2017 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) UNITED WHOLESALE MTG |
| Feb 12, 2015 | Deed of Trust, Mortgage · Conventional Mortgage GROSSE POINTE MORTGAGE LLC GROSSE POINTE MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Apr 21, 2026 |
| Property Address | 20151 PRATT RD, ARMADA, MI 48005-1221 |
| Document Number | 0000037763 |
| Book / Page | 30623 / 78 |
| Instrument Date | Apr 03, 2026 |
| Instrument | 202637763 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 20151 PRATT RD, ARMADA, MI 48005-1221 |
| Document Number | 0000037763, |
|---|---|
| Date | Apr 21, 2026 |
| Book Page | 30623/78 |
| Instrument | 202637763 |
| Name | MICHIGAN SCHOOLS AND GOV'T CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 30, 2051 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 20151 PRATT RD, ARMADA, MI 48005-1221 |
| Transaction Type | Mortgage |
| Record Updated | Oct 06, 2021 |
| Title Company | LIBERTY TITLE |
| Name | Verified Name |
|---|---|
| Address | 20151 PRATT RD, ARMADA, MI 48005-1221 |
| Document Number | 2102240577 |
|---|---|
| Date | Sep 21, 2021 |
| Book Page | 28025/201 |
| Instrument | 202102240577 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 20151 PRATT RD, ARMADA, MI 48005-1221 |
| Document Number | 0000084190 |
| Instrument Date | Jul 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 20151 PRATT RD ARMADA MI 480051221, ARMADA, MI 48005-1221 |
| Document Number | 0000084190 |
|---|---|
| Date | Jul 26, 2018 |
| Book Page | 025488/000673 |
| Instrument | 84190 |
| Name | MICHIGAN SCHOOLS & GOV'T CU |
|---|---|
| Type | Credit Union |
| Address | CLINTON TOWNSHIP, MI 48038 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 25, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 20151 PRATT RD, ARMADA, MI 48005-1221 |
| Document Number | 0000067440 |
| Book / Page | 024736 / 000698 |
| Instrument Date | May 02, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2017 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 20151 PRATT RD ARMADA MI 480051221, ARMADA, MI 48005-1221 |
| Document Number | 0000067440 |
|---|---|
| Date | May 25, 2017 |
| Book Page | 024736/000698 |
| Instrument | 67440 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 24, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 20151 PRATT RD, ARMADA, MI 48005-1221 |
| Document Number | 0000108984 |
| Instrument Date | Feb 12, 2015 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 20151 PRATT RD ARMADA MI 480051221, ARMADA, MI 48005-1221 |
| Document Number | 0000108984 |
|---|---|
| Date | Sep 08, 2017 |
| Book Page | 024931/000835 |
| Instrument | 108984 |
| Name | GROSSE POINTE MORTGAGE LLC GROSSE POINTE MORTGAGE LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | GROSSE POINTE, MI 48230-1034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 07, 2018 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7% |
Source: Macomb County records · Assessment roll updated July 6, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Armada Township |
| Unified School District | Armada Area Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $428,400 (+22.09%) | $856,800 (+22.09%) | |
| 2025 | $7,992.00 (+16.45%) | ||
| 2023 | $350,900 | $701,800 | |
| 2022 | $6,863.00 |
20151 Pratt Rd is in FEMA Zone X (minimal flood hazard (unshaded X)), outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Macomb County (26099C), updated October 4, 2026
| FEMA Flood Zone | Zone X minimal flood hazard (unshaded X) |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024)
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Lookups use the parcel center point against federal datasets; a lot that straddles a boundary may differ at its edges, and lenders make the official flood determination. Wildfire values come from a national model at roughly 900 ft resolution with fuels as of 2020 and describe conditions, not a forecast.
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