19950 Pratt Rd, Armada, MI 48005 Property Records

Macomb County property record for 19950 Pratt Rd, Armada, MI 48005 · Last verified July 2026

Property Summary

Property TypeGeneral Agricultural/Rural
Details1.5 ba · 1,248 sqft · built 1973
Lot Size31.2 acres (1,360,379 sqft)
Owner2 Individual Names on File
Tax Bill$4,297 (2025)
Deeds & MortgagesJul 2023 Line of Credit
Jun 2020 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN13-02-04-400-002

Property Details

APN / Parcel Number

Primary APN13-02-04-400-002
Alternative APN
  • 0204400002

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,248 sqft Total Area
1st Floor Area1,248 sqft
Basement Area1,200 sqft
Unfinished Basement1,200 sqft

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Exterior MaterialWood Siding
Roof TypeGable
Lot Area1,360,379 sqft (31.2 acres)
Lot Dimensions2,695 ft deep x 370 ft wide
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area15 sqft
Patio Area1,120 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address19950 PRATT RD
CityARMADA
StateMI
Zip48005-1210
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > General Agricultural/Rural
Legal Description13-02-04-400-002 19950 PRATT RD MI 48002 SEC 4 T5N R13E COMM AT CEN POST SEC 4, TH E 674.82 FT ALG E & W 1/4 LINE TO PT OF
Legal Range13E
Legal Township05N
Legal Section04
JurisdictionMACOMB MI
Township / Civil DivisionARMADA
Census Block Group1
Census Block1013
Census Tract212000

Owner

Source: Macomb County records · APN 13-02-04-400-002

Assessment roll updated July 6, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address19950 PRATT RD, ARMADA, MI 48005-1210
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2023Deed of Trust, Mortgage · Line of Credit
CHOICEONE BANK
Jun 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
CHOICEONE BANK
Jul 09, 2019Deed of Trust, Mortgage · Line of Credit
LAKESTONE BK&TR
Mar 18, 2019Deed of Trust, Mortgage · Conventional Mortgage
LAKESTONE BK&TR
Sep 28, 2018Quit Claim Deed, Transfer
Quitclaim
Aug 09, 2017Deed of Trust, Mortgage · Line of Credit
LAKESTONE BK&TR
Feb 10, 2017Deed of Trust, Mortgage · Line of Credit
LAKESTONE BK&TR

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateSep 26, 2018
Transfer Doc0000108029
Record UpdatedSep 20, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address19950 PRATT RD, ARMADA, MI 48005-1210
Transaction TypeMortgage
Record UpdatedAug 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address19950 PRATT RD, ARMADA, MI 48005-1210

Mortgage

Document Number2300064872
DateJul 31, 2023
Book Page29232/509
Instrument202300064872
Lender
NameCHOICEONE BANK
TypeBank
AddressARMADA, MI 48005
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJul 10, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address19950 PRATT RD, ARMADA, MI 48005-1210
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyLCT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000070906
DateJun 22, 2020
Book Page26785/350
Instrument2070906
Lender
NameCHOICEONE BANK
TypeBank
Address53456
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 01, 2035

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address19950 PRATT RD, ARMADA, MI 48005-1210
Document Number0000079783
Instrument DateJul 09, 2019
Transaction TypeMortgage
Record UpdatedAug 02, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address19950 PRATT RD ARMADA MI 480051210, ARMADA, MI 48005-1210

Mortgage

Document Number0000079783
DateJul 18, 2019
Book Page026077/000786
Instrument79783
Lender
NameLAKESTONE BK&TR
AddressLAPEER, MI 48446
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJul 17, 2029
Interest
Rate TypeAdjustable Rate
Rate4.5%

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address19950 PRATT RD, ARMADA, MI 48005-1210
Document Number0000028314
Instrument DateMar 18, 2019
Transaction TypeMortgage
Record UpdatedApr 08, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address19950 PRATT RD ARMADA MI 480051210, ARMADA, MI 48005-1210

Mortgage

Document Number0000028314
DateMar 26, 2019
Book Page025866/000752
Instrument28314
Lender
NameLAKESTONE BK&TR
AddressLAPEER, MI 48446
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 25, 2034

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMACOMB MI
Recording DateSep 28, 2018
Property Address19950 PRATT RD, ARMADA, MI 48005-1210
Document Number0000008029
Book / Page025601 / 000203
Instrument DateSep 26, 2018
Instrument8029
Transaction TypeTransfer
Record UpdatedOct 15, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address19950 PRATT RD ARMADA MI 480051210, ARMADA, MI 48005-1210

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address19950 PRATT RD, ARMADA, MI 48005-1210
Document Number0000104709
Book / Page024909 / 000319
Instrument DateAug 09, 2017
Transaction TypeMortgage
Record UpdatedOct 02, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address19950 PRATT RD ARMADA MI 480051210, ARMADA, MI 48005-1210

Mortgage

Document Number0000104709
DateAug 28, 2017
Book Page024909/000319
Instrument104709
Lender
NameLAKESTONE BK&TR
AddressLAPEER, MI 48446
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueAug 27, 2027
Interest
Rate TypeAdjustable Rate
Rate3.75%

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address19950 PRATT RD, ARMADA, MI 48005-1210
Document Number0000024191
Book / Page024576 / 000473
Instrument DateFeb 10, 2017
Transaction TypeMortgage
Record UpdatedMar 28, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address19950 PRATT RD ARMADA MI 480051210, ARMADA, MI 48005-1210

Mortgage

Document Number0000024191
DateFeb 28, 2017
Book Page024576/000473
Instrument24191
Lender
NameLAKESTONE BK&TR
AddressLAPEER, MI 48446
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueFeb 27, 2027
Interest
Rate TypeAdjustable Rate
Rate5.5%

Tax Assessment & Valuation

Source: Macomb County records · Assessment roll updated July 6, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
County SubdivisionArmada Township
Unified School DistrictArmada Area Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$178,200 (+4.64%)$356,400 (+4.64%)
2025$4,297.00 (+16.45%) Homeowner's exemption$170,300 (+6.3%)$340,600 (+6.3%)
2023$160,200$320,400
2022$3,690.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Macomb County (26099C), updated October 4, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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