20360 Lois Way, Bend, OR 97702 Property Records

Deschutes County property record for 20360 Lois Way, Bend, OR 97702

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,221 sqft · built 2017
Lot Size0.12 acres (5,227 sqft)
OwnerIndividual Name on File
Last Sale$635,000 (Nov 2021)
Tax Bill$4,446 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
Jul 2021 Sale
+ 5 more
Flood ZoneZone X (minimal risk)
APN181208-AD-00435

Property Details

APN / Parcel Number

Primary APN181208-AD-00435
Alternative APN
  • 259893

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,221 sqft Living Area
Gross Area2,691 sqft
1st Floor Area935 sqft
Family RoomFamily Room
Great RoomGreat Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleBi-Level
Lot Area5,227 sqft (0.12 acres)
Garage Area470 sqft
Shed1 Shed

Location & Zoning

Account Number259893
Street Address20360 LOIS WAY
CityBEND
StateOR
Zip97702-3533
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionBAILEY LOT 52
Legal Range12
Legal Township18
Legal Section08
Legal SubdivisionBAILEY
Legal Lot Number52
JurisdictionDESCHUTES OR
Township / Civil DivisionBEND
Census Block Group1
Census Block1018
Census Tract2002

Owner

Source: Deschutes County assessment roll, as of November 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address20360 LOIS WAY, BEND, OR 97702-3533
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2021Warranty Deed, Transfer · Conventional Mortgage
NATIONS DIRECT MORTGAGE LLC
Jul 1, 2021Warranty Deed, Transfer
WESTERN TITLE & ESCROW
Nov 21, 2019Quit Claim Deed, Transfer · FHA Mortgage
LOANDEPOT.COM LLC
Feb 9, 2018Warranty Deed, Subdivision Related Transfer · FHA Mortgage
WASHINGTON TRUST BANK
Sep 14, 2017Grant Deed, Construction Loan · Line of Credit
WASHINGTON FED'L SVGS
Aug 1, 2017Loan Modification, Mortgage · Line of Credit
WASHINGTON FED'L SVGS
May 31, 2017Grant Deed, Construction Loan · Line of Credit
WASHINGTON FED'L SVGS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 17, 2021 · Amount on Record
Deed SaleNov 17, 2021 · Amount on Record
Prior SaleJul 1, 2021 · Amount on Record
Deed Document Number202164418
Prior Transfer DateNov 12, 2019
Prior Transfer Doc0000045570
Record UpdatedJun 8, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESCHUTES OR
Recording DateNov 17, 2021
Property Address20360 LOIS WAY, BEND, OR 97702-3533
Document Number0000064418
Map ReferenceCAB H PG 533
Instrument DateNov 17, 2021
Instrument2021-64418
Transaction TypeTransfer
Record UpdatedNov 24, 2021
Title CompanyAMERITITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20360 LOIS WAY, BEND, OR 97702-3533

Mortgage

Document Number0000064419
DateNov 17, 2021
Instrument2021-64419
Lender
NameNATIONS DIRECT MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESCHUTES OR
Recording DateJul 1, 2021
Property Address20360 LOIS WAY, BEND, OR 97702-3533
Document Number0000039542
Map ReferenceCAB H PG 533
Instrument DateJun 27, 2021
Instrument2021-39542
Transaction TypeTransfer
Record UpdatedJul 15, 2021
Title CompanyWESTERN TITLE & ESCROW

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20360 LOIS WAY, BEND, OR 97702-3533

November 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDESCHUTES OR
Recording DateNov 21, 2019
Property Address20360 LOIS WAY, BEND, OR 97702-3533
Document Number0000045570
Instrument DateNov 12, 2019
Instrument45570
Transaction TypeTransfer
Record UpdatedDec 4, 2019
Title CompanyWESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address20360 LOIS WAY BEND OR 977023533, BEND, OR 97702-3533

Mortgage

Document Number45571
DateNov 21, 2019
Instrument45571
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 20, 2049

February 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionDESCHUTES OR
Recording DateFeb 9, 2018
Property Address20360 LOIS WAY, BEND, OR 97702-3533
Document Number0000005387
Map ReferenceCAB H PG533
Instrument DateFeb 6, 2018
Instrument2018-005387
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 12, 2021
Title CompanyWESTERN TITLE & ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address20360 LOIS WAY, BEND, OR 97702-3533

Mortgage

Document Number0000005388
DateFeb 9, 2018
Instrument2018-005388
Lender
NameWASHINGTON TRUST BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2048

September 2017: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionDESCHUTES OR
Recording DateSep 14, 2017
Property Address20360 LOIS WAY, BEND, OR 97702-3533
Instrument DateSep 1, 2017
Instrument36862
Transaction TypeConstruction Loan
Record UpdatedSep 25, 2017
Title CompanyAMERITITLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2464 SW GLACIER PL #110 REDMOND OR 977567731, 110, REDMOND, OR 97756-7731
InvestorPossibly a Property Investor

Mortgage

Document Number0000036862
DateSep 14, 2017
Instrument36862
Lender
NameWASHINGTON FED'L SVGS
TypeFederal Savings Bank
Address572 SW BLUFF DR # 110, BEND, OR 97702-3607
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueSep 13, 2018
Interest
Rate TypeAdjustable Rate

August 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionDESCHUTES OR
Recording DateAug 1, 2017
Property Address20360 LOIS WAY, BEND, OR 97702-3533
Instrument DateJul 15, 2017
Instrument30402
Transaction TypeMortgage
Record UpdatedAug 15, 2017

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2464 SW GLACIER PL #110 REDMOND OR 977567731, 110, REDMOND, OR 97756-7731

Mortgage

Document Number0000030402
DateAug 1, 2017
Instrument30402
Lender
NameWASHINGTON FED'L SVGS
TypeFederal Savings Bank
Address572 SW BLUFF DR # 110, BEND, OR 97702-3607
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueJul 31, 2018
Interest
Rate TypeAdjustable Rate

May 2017: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionDESCHUTES OR
Recording DateMay 31, 2017
Property Address20360 LOIS WAY, BEND, OR 97702-3533
Document Number0000020678
Instrument DateMay 23, 2017
Instrument20678
Transaction TypeConstruction Loan
Record UpdatedJun 12, 2017
Title CompanyAMERITITLE

Transaction

AmountAmount Recorded
Tax$1,155.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2464 SW GLACIER PL #110 REDMOND OR 977567731, 110, REDMOND, OR 97756-7731
InvestorPossibly a Property Investor

Mortgage

Document Number20679
DateMay 31, 2017
Instrument20679
Lender
NameWASHINGTON FED'L SVGS
TypeFederal Savings Bank
Address572 SW BLUFF DR # 110, BEND, OR 97702-3607
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueMay 30, 2018
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
MunicipalityBend City
Unified School DistrictBend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,446.00 (+3.95%)$263,140 (+3%)$675,080 (-3.41%) Land $176,320 Building $498,760
2024$4,277.00 (+7.87%)$255,480 (+3%)$698,900 (-) Land $189,960 Building $508,940
2023$3,965.00$248,040$698,900 Land $189,960 Building $508,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 99.3% of Oregon
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber · Cable
1,000 / 1,000
Yellowknife Wireless Company
Fixed Wireless
700 / 200
Verizon
Fixed Wireless
300 / 20
Webformix Company
Fixed Wireless
200 / 20
Lumen Technologies
DSL · Fiber in parts of the area
140 / 20

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